I though Prosper had already done this: http://www.rateladder.com/2007/10/30/prosper-files-s1-with-sec/
From Prosper This morning: http://blog.prosper.com/2008/10/15/prosper-filing-registration-statement-enters-quiet-period/
Prosper has started a process to register, with the appropriate securities authorities, promissory notes that may be offered and sold to lenders through our site in the future.The registration filing is a necessary step toward making the secondary lending market available to the community. This is something many of you have been asking for, and we believe the liquidity of a secondary market will make Prosper even more vibrant.
Until we complete the registration process, we will not accept new lender registrations or allow new commitments from existing lenders. If you’re an existing lender, your current lender agreements will be unaffected; your existing loans will continue to be serviced; you’ll be able to track and monitor your loans; and you’ll be able to withdraw funds from your Prosper account.
If you’re a borrower with an existing loan, you will continue with your current borrower agreement and be unaffected by the registration process. If you’re a borrower seeking a loan, you will still be able to create a new loan listing, which we will endeavor to fulfill through alternative sources.
A successful registration can take several months, but we assure you we will do our best to move forward as quickly as possible. Until this process is complete, we’re required to be in a quiet period and will be unable to respond to press, blogger or other inquiries about Prosper or the registration filing until it becomes effective.
We apologize for any inconvenience this may cause, and want to thank you in advance for your understanding and support.
Related Posts -
Prosper.com Lenders Unite: Where is our Interest? First of all, I love Prosper.com. It is a great idea (person-to-person lending, breaking the loan apart into smaller chucks to diversify, credit checks, etc.)... BUT, that fact that a lenders money doesn't earn interest is ridiculous. Once money (it takes 4 business days) is in Prosper.com account interest is not earned. ...... -
Prosper.com Lender Game — LazyMan Initial Update — (0.93%) to 20.75% LazyMan of popular personal finance blog Lazy Man and Money (one of my favorites) and Lazy Man and Health has joined the "game". He has been a Prosperite (aka TechnologyGuy) for over a year. Which also makes him the first oldtimer to join the game. You can see from his cashflow that...... -
Import Prosper.com Listing, Loan, Group, Member Data into Microsoft Sql Server 2000 Prosper.com makes all publicly available data accessible via a data export. They also provide tools for importing that data into Microsoft Sql Server 2005. What they don't provide is a mechanisms for getting this data into other databases, specifically in my case Microsoft Sql Server 2000. I have succeeded in...... -
Prosper.com Lender Game — epetroel Initial Update — 12.71% to 15.87% epetroel is the creator and operator of the highly popular Eric's Credit Community. He was a fellow presentor at the Prosper Days Thrid Party Application Showcase. He is an asset to the entire Prosper Community. epetroel Date Model IRR Best IRR Avg IRR 2/16/07 12.71% 15.87% 14.29% Date Cash Flow...... -
Prosper.com Lender Game — leporello Initial Update — (10.04%) to 16.61% leporello joins the game... Here is his intro... I am a top-100 lender (most days), and think that your analysis is super. I might add that he is a fellow Princetonian and has invested $40,000 into Prosper. leporello Date Model IRR Best IRR Avg IRR 2/19/07 (10.04%) 16.61% 3.29% Date......