Final Theme Modification?
I think I may have finally overcome my donut problem… With this theme I am trying to have a quality look to my website. I hope you find the result an improvement. Like or hate it? Leave a comment.
In addition, I would like to thank the top 10 referrers to RateLadder over the last 30 days in order of referrals sent…
- Peer to Peer Lending Blogs — P2P No Bank
- Prosper Blog
- Prospers.org
- Lazy Man and Money
- Net Banker
- Personal Loan Portfolio
- Deep Market
- Prosper Lending Review
- Psychohistory
- Free Money Finance
Top RateLadder Referrers of 3/08
I would like to thank the top RateLadder Blog Referrers of March 2008. Muchas Gracias.
- The Prosper Blog
- P2P No Bank
- Lazy Man and Money
- Lending Club Blog
- Prosper Lending Review
- Prosperous Land
- Personal Loan Portfolio
- Blueprint for Financial Prosperity
- Psychohistory
- My Money Blog
I would also like to thank the sponsors of my p2p lending sites:
- Prosper
- Lending Club
- Loanio
- National Techmark
- Financial Web
- FHA Mortgage Center
- Cash Advance Link Directory
Top RateLadder Referrals Jan/08
I would like to say thanks to my top 10 blog referrers in Jan 08.
- P2P No Bank
- Prosper Blog
- Lazy Man and Money
- Prosper Lending Review
- Personal Loan Portfolio
- Psychohistory
- Prosperous Land
- Freakonomics
- LendingClub Blog
- brip blap
Payday Lending: A Niche Business
This is a guest post from regular reader Melissa…
It may seem at times payday loans are sold as a cure-all for everyone. However, these loans are far from a cure-all and are a consumer-lending product that is targeted for a market that has very few other alternatives. The market is for people with little or no credit history, no other sources of lending, and few assets. Most bankers will have a tough time approving lending for people in this category and so payday loans offer people who have this background a chance to obtain short-term loans that are paid back on their next paycheck cycle.
The interest rates on these loans are typically higher than other sources of lending, like credit cards or installment loans. However, they are also higher risk loans for the lender since no credit check is performed. This allows people who have suffered a foreclosure or a bankruptcy to still have options to borrow, even though the rates are higher. If they show a willingness to repay these loans on time, it can be an excellent way to rebuild their credit histories while providing needed funds in the short-term. Without this industry, people who don’t qualify for conventional sources of credit would not have any other way to meet short-term losses in income.
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 Need a loan before payday? Trying hard to settle debt? Get back on track, learn all about consolidating your debt and find out where to get credit cards for bad credit. |
