Entries Tagged 'Jokes' ↓
September 27th, 2007 — Jokes, Lending Club, Tools
I started a similar topic at the P2P No Bank Forum on this subject: Lending Club Advanced Search or Investment Credit Filters
However I wanted to post here as well… My money has not yet cleared into Lending Club, so I have been using the site and trying to find loans I would like to bid on as a test.
The LendingMatch interface is very easy to use, but I am left wanting a little more control. For example, I would like to use my knowledge of extended credit I have built up (sometimes painfully) on Prosper (Analyzing My Late Loans) at LendingClub. I haven’t found an easy way to find loans that meet my credit filters without browsing each and every loan and look by hand.
Anybody who is an LC user care to enlighten me… What is the easies way to find loan that match extended credit filter(s)?
I am committed to trying LC, I am starting my investment at $500. I would like my investment to eventually be at least $1250 or to have each $25 loan account for no more than 2% of my portfolio at LC. I am hoping to avoid the pitfalls I made at Prosper.
Do you know the definition of expert? Someone who has already made all the mistakes.
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Zopa, Lending Club, and Kiva all Score at The Webby Awards Zopa took the Webby in Financial Services (Mint was People's Choice). On Zopa you can buy a CD and help reduce my loan without giving up any of your entitled interest (current rate 3.75%): Start Here When Buying Your CD Lending Club took the Webby in Banking / Bill Paying (Mint...... -
My 1st Lending Club Late I hate luck. I love randomness, but I have terrible luck (perception creates reality). I have 1 of the 4 lending club loans that are late in my portfolio. What are the odds? 4 out of the 913 Lending Club loans are late (source lending club statistics page) and 1...... -
Renaud Laplanche, Lending Club CEO in the News Renaud Laplanche, founder and CEO of Lending Club in California recently spoke with Jackie Hyland from ABC News Money Matters about Lending Club, where borrowers with good credit can obtain personal loans from complete strangers. It was touted as providing a unique and creative way to get a loan that...... -
Lending Club Forum Having just signed up for Lending Club, my bank account has not yet been verified. So, I have no money to bid on listings. What am I do do? Cruise on over to the Lending Club forum. Read up on the community. Discuss my upcoming lending strategy. But WAIT! There...... -
Lending Club Loan Volume Misquoted in National Newspaper I encourage all reporters to check facts. In the p2p lending space, both major US p2p lending companies provide data and this data can usually corroborate or debunk basic marketplace claims. I was reading a recent Pittsburgh Post-Gazette article on p2p lending: The credit crunch: How did it happen and where......
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July 17th, 2007 — Jokes, Prosper.com
I was reading this is the forums this morning. It made me laugh… Pretty women are probably the least discriminated against stereotypical group…
I am relatively new to prosper. Researched alot of older loans and their success rates and also studied some of the more recent loans that have been filled. It seems that prettier women get more people to bid on them and their rates drop more significantly than say an average or below average looking person.
Personally, i am turned off by good looking women when it comes to lending money on prosper.
I also think that prettier women tend (not always) to be more high maintenance which could lead to bad financial situations down the road.
thoughts?
The thread is
here. How will the forum respond?
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Propser and the Greatest Economic Crises America has Ever Faced? Prosper just released it monthly survey and it included commentary from CEO Chris Larsen. What do you think, is this the "greatest economic crises America has ever faced"? (For my part there is no doubt it is in my lifetime, but I don't see this getting to the level of...... -
Prosper.com and Your Emergency Fund I was reading an article on bankrate.com about Using a CD Ladder as Parking Locations for Your Emergency Fund. One of the big problems with a CD Ladder is the finite number of times you can withdraw money without a fee. Another big problem is length of time it...... -
The Complete Guide To Prosper.com A new book on Prosper.com goes on sale today -- The Complete Guide To Prosper.com. I meet the author at Prosper Days and he gave me an advanced copy... I have read it and here are my thoughts... Books are a tough medium for an up and coming ever...... -
Prosper.com and Quicken -- The workable solution for playmates that don't get along. Prosper.com and Quicken (or Money) do not play nicely. In fact, they can be downright burdensome to make them bridge the gap. Here I present my workable solution, but this should be addressed by Quicken, Money, and Prosper.com  The heart of the problem is that Quicken doesn't understand the Prosper.com model... Sure...... -
All RateLadder.com Loan Basic Information I have created 2 pages and will add more as needed: 2006 Loans and 2007 Loans. On these pages you will find all of the loans originated on my Prosper.com account broken down by year. I also have links to the public listing pages. I would like to add a......
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June 5th, 2007 — Jokes, Prosper.com
Classic Stanford Joke…
9 out of 10 California Girls are Hot…
The 10th goes to Stanford.
with a Prosper Twist…
9 out of 10 Loans are Current…
The 10th is in your Portfolio
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Prosper.com Lender Game — LazyMan Initial Update — (0.93%) to 20.75% LazyMan of popular personal finance blog Lazy Man and Money (one of my favorites) and Lazy Man and Health has joined the "game". He has been a Prosperite (aka TechnologyGuy) for over a year. Which also makes him the first oldtimer to join the game. You can see from his cashflow that...... -
Old(ish) Large Prosper Portfolio In Great Shape Last night I went to the Prosper Bay Area meet and greet Organized by Big Gulp. Chris Larsen (CEO), Andrew (Product manager?), and Carin (new employee in creative, job title?) where there from Prosper. I saw several familiar faces, meet some new faces, and heard a number of promises of...... -
Why My Emergency Fund is Not in Prosper.com Loans In a previous post I wrote about Using Prosper.com as an Emergency Fund Everybody knows you should have an emergency fund. The fund is to be tapped in times of financial stress. However, individual requirements as to liquidity and size vary on a case by case basis. Personally, without getting...... -
Prosper.com Lender Game — Pensioner Initial Update -- 7.08% to 25.23% Pensioner is what he wants to be, it is not what he is. He has the largest dollar amount portfolio in Prosper with a current account value of well over 800K. He is an auditor and accountant by trade. He is local to the San Francisco Bay Area. In addition, he participated...... -
Prosper.com Lender Game — Retireme99 Initial Update — 10.16% to 14.88% Retireme99 wrote his own intro: I started lending in May 2006... let the money sit for awhile to see how it worked... then got back into it more actively recently. Looking at my results I have been happy that only two loans have gone 1+ months late. I have another......
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