I started a similar topic at the P2P No Bank Forum on this subject: Lending Club Advanced Search or Investment Credit Filters

However I wanted to post here as well…  My money has not yet cleared into Lending Club, so I have been using the site and trying to find loans I would like to bid on as a test.

The LendingMatch interface is very easy to use, but I am left wanting a little more control.  For example, I would like to use my knowledge of extended credit I have built up (sometimes painfully) on Prosper (Analyzing My Late Loans) at LendingClub.  I haven’t found an easy way to find loans that meet my credit filters without browsing each and every loan and look by hand.

Anybody who is an LC user care to enlighten me…  What is the easies way to find loan that match extended credit filter(s)?

I am committed to trying LC, I am starting my investment at $500. I would like my investment to eventually be at least $1250 or to have each $25 loan account for no more than 2% of my portfolio at LC.  I am hoping to avoid the pitfalls I made at Prosper. 

Do you know the definition of expert?  Someone who has already made all the mistakes.

• Zopa, Lending Club, and Kiva all Score at The Webby Awards Zopa took the Webby in Financial Services (Mint was People's Choice).  On Zopa you can buy a CD and help reduce my loan without giving up any of your entitled interest (current rate 3.75%): Start Here When Buying Your CD Lending Club took the Webby in Banking / Bill Paying (Mint......
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I was reading this is the forums this morning.  It made me laugh…  Pretty women are probably the least discriminated against stereotypical group…

I am relatively new to prosper. Researched alot of older loans and their success rates and also studied some of the more recent loans that have been filled. It seems that prettier women get more people to bid on them and their rates drop more significantly than say an average or below average looking person. 

Personally, i am turned off by good looking women when it comes to lending money on prosper.

I also think that prettier women tend (not always) to be more high maintenance which could lead to bad financial situations down the road.

thoughts?

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Classic Stanford Joke…

9 out of 10 California Girls are Hot…

The 10th goes to Stanford.

with a Prosper Twist…

9 out of 10 Loans are Current…

The 10th is in your Portfolio

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