The P2P lending buzz is everywhere…

Today it is in the Miami Herald: Anyone can be a banker with peer-to-peer lending

When Walter Kond needed $25,000 to buy a shipment of home-theater seats for his Hialeah company to resell, he didn’t go to the bank. He went online. Kond posted a loan request on Prosper.com and a few days later, more than 300 absolute strangers had pooled together the cash for a three-year loan at 13 percent interest.

Welcome to the world of peer-to-peer lending — where anyone with Web access can be a banker and small business owners like Kond are finding a new way to raise cash.

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Lending Club, News, Prosper.com, Zopa