Barron’s has just published an online article on p2p lending.  You need to be a subscriber to read it here: At Last, a Bank of Your Own

Here is a brief preview…

SO YOU NEED A FEW BUCKS — NOT DONALD TRUMP money, mind you, but a little mezzanine financing to pay down holiday credit-card debt or get you through tax season. Besides friends and relatives, have you ever considered your peers — simpatico strangers on person-to-person lending sites like Prosper (www.prosper.com) or Lending Club (www.lendingclub.com)?

Well, if you’re less than thrilled with 4% to 6% money-market returns, person- to-person lending (P2P) provides a convenient way to — what do the big-knuckled guys call it? — put some money on the street. You can find returns as high as 17% and beyond, …

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