Prosper implements pricing change for borrowers with credit grades A-HR.

The origination fee schedule for borrowers of first and second loans will be as follows:

AA	1.00% (no change)
A	2.00%
B	2.00%
C	3.00%
D	3.00%
E	3.00%
HR	3.00%

These changes will go into effect for listings created on or after January 4th, 2008.

The rationale behind this increase is to enable us to better cover our administrative costs and bring our fees more in line with the market.

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