LazyMan is hosting the first ever carnival of peer-to-peer lending. Thank you Lazy for including my post (Prosper Vintage Curves From Private Data) in the rotation.
Here were my favorite articles of the carnival…
“Credit crisis has given social lending a friendly pat on the back” | Economist
Five Investment Prerequisites to P2P Lending
Prosper and Lending Club Advice for New Lenders
Pre-Payment Pays Off: New Feature for Prosper Borrowers
Diggin’ For Gold Around The Portfolios
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Borrow Money on Prosper -- Case for Unsecured Debt via Personal Loans Prosper Marketplace, Inc. is a peer-to-peer (p2p) lending marketplace that facilitates 3 year fully amortized loans between lenders and a borrower. A borrower wants to borrow money and lenders want to earn better than average returns. The most typical reasons for loans on Prosper are credit card debt consolidation, small business...... -
P2P Lending In The News A couple of peer-to-peer (p2p) lending articles came out in major publications over the weekend... Enjoy... The ChicagoTribue: Peer-to-peer lending helpful, but know rules Sometimes you have to take matters into your own hands. At least that's the mind-set of individuals who lend and borrow money from each other online,...... -
RateLadder's 1st Lending Club Payments Ontime Sweet! The 1st 3 of my Lending Club loans made payments on time... The journey may be long (3 years) but the payments in the beginning of the loan are more important for my ROI than the ones at the end. Always, good to get the first payments. To be...... -
Lending Club Files S1 with SEC Lending Club has filed an S1 with the SEC (link to S1 filing). It looks to be similar in nature to the Prosper filed an S1 reported here on 10/30/2007. This continues the Lending Club quiet period started on 4/8/2008. Originally I had guessed 7 months to 1.5 years for...... -
Loanio is Expecting Launch within Days I have been having an ongoing email conversation with Michael Solomon the CEO of Loanio for quite some time... In fact, he originally bought advertising on this blog over a year ago. While still hesitant to give an exact date, he told me in no uncertain terms that Loanio is......
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Friday Stack: We have snow edition Here in Wisconsin, we are in the middle of the third snowiest winter in recorded history - and more snow is on the way! It might be a good time to read a few of Paid Twice's snowflake posts. . . Rocket Finance was featured in the following carnivals last...... -
LendingClub.com Launches New Social Lending Service to Compete with Prosper Just over a year ago, Prosper.com broke down paradigms about traditional money lending practices. Instead of heading down to the local bank or credit union to get a loan, people were able to loan each other money en masse through Prosperâs lending service bypassing the banking system all together. Unfortunately...... -
The Future of P2P Lending - Dusting Off My Crystal Ball Remember the good old days of 1998? The Internet was going to change everything. Analysts predicted that we were going to buy our books, music, pet supplies, and groceries over the Internet. It's ten years later and the analysts were right about the first two and wrong about the last...... -
Get a $25.00 Bonus to Start Investing with Lending Club Lending Club, a popular peer-to-peer lending institution, connects individual borrowers and lenders. From an investment perspective, investing in peer-to-peer loans is an excellent way to invest a small portion of your portfolio as a means to provide additional diversify to your nest-egg. We’ve provided coverage of both Prosper and...... -
Is This your First Set of Clubs? Golf is a game that can be played leisurely as a hobby or activity for fun, or it is capable of being played on a much more professional level. Many people enjoy leisurely play and end up playing a little more professionally later on just to see what they are......
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