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RateLadder 2008 Goals

Happy New Year!  Here are my goals for 2008 with RateLadder and p2p lending.

Current Expectation Goal Stretch Goal
2008 Year Ending Account Value Prosper $11,519.59 $15,500 $16,000 $17,000
Prosper Quicken ROI 10.16% 6% 8% 10%
Prosper Lending Stats ROI 3.92% 4% 5% 6%
Prosper Eric’s CC ROI 8.42% 8% 9% 10%
2008 Year Ending Account Value Lending Club $1,596.76 $3,500 $5,000 $6,000
Lending Club Quicken ROI ??? 7% 9% 11%
Per Month New Money Added To All P2P Lending Accounts   $300 $500 $700
Average Unique Visitors Per Day (trailing 30 days) 143 200 300 500
RSS Feed Readership 150 200 500 1000

 

I have a general p2p lending marketplace goal of trying each of the marketplaces available to me.  If I think I can do better than a bank I will continue in invest more money…  For example, I have $100 in kiva loans (0% interest) and $100 in a microplace note (3% interest).  I intend to purchase a Zopa CD, but have yet to do so.  I will invest in loanio and globefunder so that I can fully appreciate the breadth of the market, but as for if I will invest more depends on the platform and marketplace of the individual companies.


January 1, 2008 | Filed Under Uncategorized 

Useful Info:
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2007 RateLadder Goal Review — Overall A-

← 2007 RateLadder Goal Review — Overall A-

RateLadder IRR/ROI Update — (1.07%) to 14.18% →



comments

5 Responses to “RateLadder 2008 Goals”

  1. Rob on January 1st, 2008

    RateLadder:

    Happy New Year!

    Good goals for 2008.

    I can certainly tell you we’ll continue to do our best to help you achieve your ROI goals with Lending Club. 10% is your stretch goal? We are going to shoot for that. Let’s see how we do.

    Best regards,

    Rob from Lending Club

  2. Kevin on January 1st, 2008

    @Rob

    That would be great! Better than GREAT!

    But I think the biggest hole (and the reason for my modest goals) is the current column under LendingClub ROI… Specifically, getting enough information to fill in a value instead of “???”

    However, because of your enthusiasm I have raised my LendingClub ending account value and Quicken ROI goals… :)

  3. Little Troll on January 2nd, 2008

    Little Troll’s 2008 goals:

    1. Poke fun of RateLadder at least once a week.
    2. Contribute absolutely nothing.
    3. Secretly support RateLadder by trolling him into posting more prosper analysis and graphs.
    4. Get RateLadder kicked off of the prospers.org forum.

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