Happy New Year! Here are my goals for 2008 with RateLadder and p2p lending.
| Current | Expectation | Goal | Stretch Goal | |
|---|---|---|---|---|
| 2008 Year Ending Account Value Prosper | $11,519.59 | $15,500 | $16,000 | $17,000 |
| Prosper Quicken ROI | 10.16% | 6% | 8% | 10% |
| Prosper Lending Stats ROI | 3.92% | 4% | 5% | 6% |
| Prosper Eric’s CC ROI | 8.42% | 8% | 9% | 10% |
| 2008 Year Ending Account Value Lending Club | $1,596.76 | $3,500 | $5,000 | $6,000 |
| Lending Club Quicken ROI | ??? | 7% | 9% | 11% |
| Per Month New Money Added To All P2P Lending Accounts | $300 | $500 | $700 | |
| Average Unique Visitors Per Day (trailing 30 days) | 143 | 200 | 300 | 500 |
| RSS Feed Readership | 150 | 200 | 500 | 1000 |
I have a general p2p lending marketplace goal of trying each of the marketplaces available to me. If I think I can do better than a bank I will continue in invest more money… For example, I have $100 in kiva loans (0% interest) and $100 in a microplace note (3% interest). I intend to purchase a Zopa CD, but have yet to do so. I will invest in loanio and globefunder so that I can fully appreciate the breadth of the market, but as for if I will invest more depends on the platform and marketplace of the individual companies.
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5 comments ↓
RateLadder:
Happy New Year!
Good goals for 2008.
I can certainly tell you we’ll continue to do our best to help you achieve your ROI goals with Lending Club. 10% is your stretch goal? We are going to shoot for that. Let’s see how we do.
Best regards,
Rob from Lending Club
@Rob
That would be great! Better than GREAT!
But I think the biggest hole (and the reason for my modest goals) is the current column under LendingClub ROI… Specifically, getting enough information to fill in a value instead of “???”
However, because of your enthusiasm I have raised my LendingClub ending account value and Quicken ROI goals…
[...] RateLadder 2008 Goals @ Rate Ladder [...]
Little Troll’s 2008 goals:
1. Poke fun of RateLadder at least once a week.
2. Contribute absolutely nothing.
3. Secretly support RateLadder by trolling him into posting more prosper analysis and graphs.
4. Get RateLadder kicked off of the prospers.org forum.
[...] RateLadder 2008 Goals @ Rate Ladder [...]
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