This is a time of year reflection and goal setting for the year to come. I think it has been a very interesting and prosperous year.
Here are some of my best and/or most popular posts from the 3rd quarter of 2007…
July 2007:
WSJ Features ProProsper in P2P Lending Article
P2P No Bank — Aggregating P2P Lending Blogs — Covering Kiva, Lending Club, Prosper, Zopa, and more.
Default Rate: It’s Not Just If a Loan Defaults, But When
1 Month Late or Worse Curves by Credit Grade (July 1 Update)
August 2007:
Instant 10% Return (still available)
1 Month Late or Worse Curves by Credit Grade (August 1, 07 Update)
Prosper in Japan and Other Asian Countries
September 2007:
Leporello Provides The Genius (misunderstood)
Loaning on Lending Club For the 1st Time
Lending Club vs Prosper — The First 100 Days Take 3
State Rate Caps Force Borrower (Blogger) To Take Action
Top Prosper Listing Titles Of All Time
1 Month Late or Worse Curves by Credit Grade (September 1, 07 Update)
Prosper Discontinues Group Payment Rewards (Hallelujah!)
Prosper Employee Andrew Seeks Loan
Related Posts -
Prosper Returns Beat S&P 500 I received an email last night from Prosper claiming that "Prosper Beat the S&P 500" Did you know that the average loan on Prosper is outperforming the 2-year return on the S&P 500? Smart lenders like you have already discovered that lending on Prosper is a great way to earn...... -
Prosper Lending Review -- 11 perspectives on p2p lending Prosper Lending review has an excellent new article. It combines 11 responses (including both Lending Club, Prosper, and yours truly) to a reader's question. It is well done on all front's. Here is the question asked: Reader's Question: I am in my mid-30's. I am not rich, but I am...... -
Prosper 1 Month Late or Worse Curves By Credit Grade The methodolgy or the sql for obtaining the data these curves from the private data export have already been explained in detail, but briefly... The Y axis is the percentage of all loans orginated of a given age that are currently 1 month late or worse... The X axis is...... -
New Loan Funded — home renovations — $25,000 at 19.5% — B Credit — DTI 46% A new loan funded (home renovations â $25,000 at 19.5%). I participated via a a manual bid the loan was NonAutofunding. The borrower had B credit and 46% DTI. As a reminder my standing orders (and manual bids) only find loans with 0 current delinquencies, 10 or less delinquencies in the last...... -
New Loan Funded — Blessings are coming — $10,000 at 26% — D Credit — DTI 84% A new loan funded (Blessings are coming â $10,000 at 26%). I participated via a manual bid the loan was Autofunding. The borrower had D credit and 84% DTI and is a homeowner. As a reminder my standing orders (and manual bids) only find loans with 0 current delinquencies, 10 or less delinquencies in......
Related Websites - Prosper.com Review: A Review of the Prosper Marketplace Prosper.com, also called Prosper Marketplace, is a service that is part of the emerging peer-to-peer lending industry which facilitates the lending and borrowing of money between its users. How it Works: Prosper, Lending Club, Zopa and other firms around the world are sidestepping the banking industry by creating an alternative......
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Debt Consolidation Calculator: See How To Erase Debt Faster I use a debt consolidation calculator to illustrate how much you can save with the right kind of personal loan. The other day, I wrote about some ideas on how to become debt free faster. If you’re someone with a strong credit rating but with credit card debt and various...... - Lending Club Loans Reach 8 Figures Lending Club reached an important milestone having reached $10,000,000 in loans originated. According to the stats, they have no loans defaulted (120 or more days late). That seems like an amazing statistic with 1214 loans out there. However, from this chart of originations by month, a large number of their......
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What Determines a Credit Score pt 1 Here is some basic information on what you need to know about credit scores and what goes into determining your credit score. What is responsible for determining my credit score? Your credit score has become a very important focal point for a variety of things. Your score is now the...... - Time For a Credit Check - Get Your Free Report Now The past three years, I've been very diligent in making sure that I access my credit report. I have to say, I've been pretty lucky in the accuracy of my reports. Having my wallet stolen many years back, I was always afraid sometime down the road I would start to......
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