This is a time of year reflection and goal setting for the year to come. I think it has been a very interesting and prosperous year.
Here are some of my best and/or most popular posts from the 3rd quarter of 2007…
July 2007:
WSJ Features ProProsper in P2P Lending Article
P2P No Bank — Aggregating P2P Lending Blogs — Covering Kiva, Lending Club, Prosper, Zopa, and more.
Default Rate: It’s Not Just If a Loan Defaults, But When
1 Month Late or Worse Curves by Credit Grade (July 1 Update)
August 2007:
Instant 10% Return (still available)
1 Month Late or Worse Curves by Credit Grade (August 1, 07 Update)
Prosper in Japan and Other Asian Countries
September 2007:
Leporello Provides The Genius (misunderstood)
Loaning on Lending Club For the 1st Time
Lending Club vs Prosper — The First 100 Days Take 3
State Rate Caps Force Borrower (Blogger) To Take Action
Top Prosper Listing Titles Of All Time
1 Month Late or Worse Curves by Credit Grade (September 1, 07 Update)
Prosper Discontinues Group Payment Rewards (Hallelujah!)
Prosper Employee Andrew Seeks Loan
Related Posts -
My Prosper Internal Rate of Return Update (End of August 07) = 2.75% This is a RateLadder only IRR update. (An IRR lender âgameâ update is in the works.) I was involved with my first default debt sale. I sold 1 AA loan for 25% of prinicpal. Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/ My Prosper IRR is defined as: Monthly cash flows...... -
New Loan Funded — home renovations — $25,000 at 19.5% — B Credit — DTI 46% A new loan funded (home renovations â $25,000 at 19.5%). I participated via a a manual bid the loan was NonAutofunding. The borrower had B credit and 46% DTI. As a reminder my standing orders (and manual bids) only find loans with 0 current delinquencies, 10 or less delinquencies in the last...... - Using 1 Month or Worse Curves with Exponential Decay For Predictive Analysis on Prosper The 1 month or worse curves that I published over the weekend have many potential uses in determining the interest rate required to make a certain return. When the curves are complete we can simply solve the Markov Model since the vehicle is a fairly straight forward 3 year fully......
- Prosper Lending Review -- 11 perspectives on p2p lending Prosper Lending review has an excellent new article. It combines 11 responses (including both Lending Club, Prosper, and yours truly) to a reader's question. It is well done on all front's. Here is the question asked: Reader's Question: I am in my mid-30's. I am not rich, but I am......
- Why Prosper.com is a great 3 year Rate Ladder. OK so first of all... Everyone has heard of a a CD Ladder, right? This is where you buy your CDs so that expire at intervals. This ensures an average interest rate and continually available funds. Typical CD Ladders are 1,2, or 5 years long. Don't ask me why but......
Related Websites - Calculating Interest On Loans My father was gracious enough to use his Home Equity Line of Credit to pay my 6.8% student loan, and instead let me pay him for his variable HELOC loan, which currently sits at 2.4%. We decided that I would pay $100 each month toward the HELOC, and if......
- Medicare Eligibility and When to Sign Up When are you eligible for Medicare and when can you sign up? These are questions that many boomers are starting to think about as the date approaches. Although entitlement programs such as Medicare are likely to change because of funding problems, those changes are more likely to affect younger generations.......
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How to Go Into Debt to Get Out of Debt This really sounds like the ultimate oxymoron, but one of the best ways to get out of debt is to go a little bit further in. What’s that? First, to help this make more sense, let’s clarify – if you need to get out of bad debt, going into good...... - Evan By Numbers May 2010 One of the main reasons that I started this blog was to hold myself accountable, since I truly believe that Accountability Leads to Success when dealing with personal finance and me.. it is even in my FIRST post from August 2008 it is right there in the first sentence of published work......
- Find Money To Lend & Borrow Money Having been a member of Prosper.com for about 16 months now, I decided to give a round-up of what I've learned. I'm going to break this up into three areas: The Reason to Borrow Money - If you have credit card debt that you are trying to pay off, you......
- Ecowise Commercial Grade Folding 3 X 6 Exercise Mats Fitness Equipment Gym, Workout & Yoga Exercise & Fitness
- 10 Year Warranty Pool & Spa Covers Pools & Spas Yard, Garden & Outdoor Living
- Club Windsurfing Surf Store
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- Signature Club A Anti-Aging Products Skin Care Store
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