Best of RateLadder 3rd Quarter 2007

This is a time of year reflection and goal setting for the year to come.  I think it has been a very interesting and prosperous year.

Here are some of my best and/or most popular posts from the 3rd quarter of 2007…

July 2007:

WSJ Features ProProsper in P2P Lending Article

P2P No Bank — Aggregating P2P Lending Blogs — Covering Kiva, Lending Club, Prosper, Zopa, and more.

Default Rate: It’s Not Just If a Loan Defaults, But When

Prosper Risk

Lender Due Diligence

Prosper Diversification

1 Month Late or Worse Curves by Credit Grade (July 1 Update)

August 2007:

Instant 10% Return (still available)

Prosper Returns Beat S&P 500

1 Month Late or Worse Curves by Credit Grade (August 1, 07 Update)

Prosper Blenders

Prosper in Japan and Other Asian Countries

Prosper Credit Distribution

September 2007:

Leporello Provides The Genius (misunderstood)

Loaning on Lending Club For the 1st Time

Analyzing My Late Loans

My 1st Kiva Loan

Lending Club vs Prosper — The First 100 Days Take 3

State Rate Caps Force Borrower (Blogger) To Take Action

Top Prosper Listing Titles Of All Time

1 Month Late or Worse Curves by Credit Grade (September 1, 07 Update)

Prosper Discontinues Group Payment Rewards (Hallelujah!)

Prosper Employee Andrew Seeks Loan

Blog Traffic Exchange Related Posts
  • Prosper is outperforming the 2-year return on the S&P 500Prosper Returns Beat S&P 500 I received an email last night from Prosper claiming that "Prosper Beat the S&P 500" Did you know that the average loan on Prosper is outperforming the 2-year return on the S&P 500? Smart lenders like you have already discovered that lending on Prosper is a great way to earn......
  • blog traffic exchangeProsper Lending Review -- 11 perspectives on p2p lending Prosper Lending review has an excellent new article. It combines 11 responses (including both Lending Club, Prosper, and yours truly) to a reader's question.  It is well done on all front's.  Here is the question asked: Reader's Question: I am in my mid-30's. I am not rich, but I am......
  • Prosper Vintage CurvesProsper 1 Month Late or Worse Curves By Credit Grade The methodolgy or the sql for obtaining the data these curves from the private data export have already been explained in detail, but briefly... The Y axis is the percentage of all loans orginated of a given age that are currently 1 month late or worse... The X axis is......
  • RateLadder.com LoanNew Loan Funded — home renovations — $25,000 at 19.5% — B Credit — DTI 46% A new loan funded (home renovations — $25,000 at 19.5%).  I participated via a a manual bid the loan was NonAutofunding.  The borrower had B credit and 46% DTI.  As a reminder my standing orders (and manual bids) only find loans with 0 current delinquencies, 10 or less delinquencies in the last......
  • RateLadder.com LoanNew Loan Funded — Blessings are coming — $10,000 at 26% — D Credit — DTI 84% A new loan funded (Blessings are coming – $10,000 at 26%).  I participated via a manual bid the loan was Autofunding.  The borrower had D credit and 84% DTI and is a homeowner.  As a reminder my standing orders (and manual bids) only find loans with 0 current delinquencies, 10 or less delinquencies in......
Blog Traffic Exchange Related Websites
  • blog traffic exchangeProsper.com Review: A Review of the Prosper Marketplace Prosper.com, also called Prosper Marketplace, is a service that is part of the emerging peer-to-peer lending industry which facilitates the lending and borrowing of money between its users. How it Works: Prosper, Lending Club, Zopa and other firms around the world are sidestepping the banking industry by creating an alternative......
  • Try it Now! Join Lending Club.Debt Consolidation Calculator: See How To Erase Debt Faster I use a debt consolidation calculator to illustrate how much you can save with the right kind of personal loan. The other day, I wrote about some ideas on how to become debt free faster. If you’re someone with a strong credit rating but with credit card debt and various......
  • blog traffic exchangeLending Club Loans Reach 8 Figures Lending Club reached an important milestone having reached $10,000,000 in loans originated. According to the stats, they have no loans defaulted (120 or more days late). That seems like an amazing statistic with 1214 loans out there. However, from this chart of originations by month, a large number of their......
  • scoreWhat Determines a Credit Score pt 1 Here is some basic information on what you need to know about credit scores and what goes into determining your credit score. What is responsible for determining my credit score? Your credit score has become a very important focal point for a variety of things. Your score is now the......
  • blog traffic exchangeTime For a Credit Check - Get Your Free Report Now The past three years, I've been very diligent in making sure that I access my credit report.  I have to say, I've been pretty lucky in the accuracy of my reports.  Having my wallet stolen many years back, I was always afraid sometime down the road I would start to......
Online Stores If you liked this article, vote for it on del.icio.us and stumbleupon.


Categories:

Uncategorized



Tags:

,


0 comments ↓

There are no comments yet...Kick things off by filling out the form below.

Leave a Comment

aa algorithm axis azerbaijan banks benefit blog borrowers ceo Collections credit grade credit history credit information credit score curves doug fuller email friends and family good luck google income borrowers interest rate interest rates investments launch lenders lending institutions liquidity loans marketplace money mozambique peer to peer lending portfolio plan private data promissory notes quiet period registration statement risk securities and exchange securities and exchange commission spreadsheets sql student loans Zopa