Best of RateLadder My 1st 3 Months

8 Listing Strategies to get Best Prosper Loan Rate I have had several bloggers ask for advice on their listings or potential listings... One of them even joined my group and successfully received a $25K loan at an interest rate he was happy with... As a blogger the reputation of your blog has meaning for you both in terms......
Two Millionaires Why Do You Make Community Payments? Permission is granted to anyone to publish this message about the Two Millionaires groups on www.prosper.com unchanged, in it's entirety. It is a response to an inquiry about why we make community payments, from Kevin at www.RateLadder.com The question is: "Why are you making community payments? Can I publish......
Please Close Major Loophole for Deadbeat Lender/Group Leaders There has been a minor uproar on the forums over deadbeat lenders/group leaders. That is to say, Prosper.com members that are lenders and borrowers with late payments on the loan given to them. The consensus seems to be that Prosper should be impounding the loan payments they are receiving in......
the Alpha John wonders... I received an email from a reader (Alpha John) that I would like to share and then answer his question... Kevin, As you can tell from my blog, I've been following yours for a couple weeks. I'm at IT guy by trade (was a DBA for several years) and I'm in......
Are 2nd time Borrowers a Better Risk? There is speculation that second time borrowers on Prosper represent a better risk. They have already paid off one loan and hence have shown credit worthiness. I am not sure I buy this, but I can play along... How many 2nd time loans are there currently? 71. How many are......

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Knitted graffiti Some people have such fun ideas! This group of 11 from Houston, target public places with knitting. Sometimes they choose the target; other times the target comes to them. They are making their own good news! And it benefits the rest of us. Sometimes we tag randomly (car antennas, door......
April 2008 Site and Net Worth Review (+6.22%) Net Worth Review We definitely saw good recovery in April, but you really have to ask how much more can the Fed cuts interest rates. The S&P 500 index went up +4.75% from 1322.70 to 1385.59. According to NetworthIQ, my net worth actually went up +1.70% and net investable assets......
Equity harvesting Over at CNN Money yesterday I read an article called “Betting your home against Wall Street” by Walter Updegrave. The purpose of the article was to answer this question: I've been hearing a lot about "equity harvesting," or the practice of taking equity out of my home and investing......
Global Warming? Not in Denver - Spring Snow Storm Dumps Over Four Feet Sunday Paper - April 19th, 2009 Nearly one month after the first day of spring and the greater Denver area is slammed with a massive snow storm. Frozen, snow-covered tulips are certainly a rare sight. Let's see the global warming alarmists spin this one. Over 500 people spent the evening......
10 reasons we don't use a product -- and why we do I've been thinking the last few days about facial and body products. And why. we. use. them. Or don't. Why we don't use them 10. We aren't knowledgeable. We have yet to hear about them. 9. We don't want to spend the $. 8. We're in a rut. We've always......