This is a time of year reflection and goal setting for the year to come. I think it has been a very intertesting and prosperous year.
Here are some of my best and/or most popular posts from the 1st 3 months of my blog…
December 2006:
Prosper.com and Quicken — The workable solution for playmates that don’t get along. – 3rd most popular
Should I use reddit instead of digg?
January 2007:
Prosper.com and Your Emergency Fund – This is my #1 most popular post. Thanks Reddit!
Buying Expiring Domains and Parking/Selling
2007 Propser.com Financial Expectations and Goals
Why Would a Borrower Join a Group? (Prosper Group Analysis Part 1)
Why Would a Lender Want to Join a Group? — Prosper Group Analysis Part 2
February 2007:
Prosper.com Lenders Unite: Where is our Interest? – 5th most popular.
RateLadder Presentation At Prosper Days
Prosper IRR Lender “Game” – 7th most popular
Please Close Major Loophole for Deadbeat Lender/Group Leaders – 8th most popular
Pensioner Responds — Avg Rate Minus Default Rate Does Not Equal Expected Return
March 2007:
Prosper.com Loan Listing Rates That WILL Get your Loan FUNDED
Two Millionaires Keep 5 Star Group Rating with Community Payments
Two Millionaires Why Do You Make Community Payments?
Two Millionaires Why Do You Make Community Payments? (Part 2)
2 Millionaires Fallout on the Prosper Forums — Threads Locked and Members Banned – 2nd most popular
Related Posts -
RateLadder Lauches Prosper Group Focussed on Borrower Success As a dedicated and fanatical lender I have been trying to climb up the RateLadder. Put my experience to work for you, allowing you to climb down the RateLadder and obtain the best possible loan rate for your listing. Membership and Listing Requirements How dedicated? How fanatical?  I have been...... -
$150 Added to Prosper and Another Listing Cancelled -- Why does it take 4 Days to Transfer Money into Prosper? I now have 2 AA @15% waiting on verification; $50 ready for bidding; and $150 on the way. The $150 will take 4 business days to get to Prosper. Why so long? Here is what Prosper says: Funds transfers  How long will it take to transfer funds to Prosper?...... - Default Rate: It's Not Just If a Loan Defaults, But When I had a very interesting email exchange with RGF. (I emailed him after using his forum posts in articles last week). Here is a portion of that email exchange on default rates over time and their affect on yield. RGF: Default rate: It's not just if a loan defaults, but......
- Two Millionaires Keep 5 Star Group Rating with Community Payments Groups on Prosper are in theory meant to help borrowers through education and lenders through lower default rates. I have explored these aspects of groups before: Why Would a Borrower Join a Group? and Why Would a Lender Join a Group?. In this post we will examine the group Two Millionaires.......
- November 2007 Prosper Marketplace Survey with Commentary from Kirk Inglis CFO November 2007 Prosper People-to-People Lending Market Survey Membership and Loan Volume Statistics --------------------------------------------- 2007 2006 November November Year-to- Year-to- Since 2007 2006 Date Date Inception ---------------------------------------------------------------------- New Members 33,917 19,062 368,741 119,294 506,508 ---------------------------------------------------------------------- Funded Loans $6.4 $3.3 $74.9 $23.9 $103.3 million million million million million ---------------------------------------------------------------------- Average Loan Size......
Related Websites - Why Do I Bother? Why do I even bother trying to maintain a frenship with my ex-BF of 5 years? Maybe I was thinking sharing 5 yrs meant the connection could become a some what worthwhile friendship. He and I still share payments for an apartment we bought together in hopes of selling the......
- Weakon 131: Mortgages Previously, I talked about how the mortgage industry works. Today I want to talk about how mortgages work. We must start by making a few distinctions. A mortgage is not a loan. A mortgage is a legal instrument for the transfer in ownership of a piece of land or......
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When Applying for a Mortgage don't Forget to Calculate your Debt to Income Ratio A buddy of mine is attempting to buy his first home, and learned a very valuable lesson that no one learns about until they attempt to buy their first house. It is a lesson that most people do not think until their mortgage broker tells them the bad news.  I bet...... - Everybody Hates Prosper That may be too strong a statement, but from what I've been readingsome lenders are experiencing extreme frustration. The biggest issue that I see again and again is that cash in your account earns no interest. Typically that's not disasterous, however, Prosper is really slow in three ways. It isn't......
- Top Alternative Skateboard Options Here are some of the top new and original alternative skateboards out there, most of which are so different in what they offer that they are only considered skateboards in name, rather than in form. Skateboarding has taken on many different forms through the year, as shown by these examples......
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