I am going to start reporting on this feature a differently…
Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/
This month was a normal month. No major late debt occurrences (no repurchased loans, no debt sales, no bankruptcies). Also since my model IRR increased rather significantly I am assuming I had less than normal new occurrences of 1 month late or worse.
So what is new? Well first of all I a summarizing the events of the month (see above). And second I wanted to start tracking all of my ROI and IRR numbers in one place. Quicken isn’t available until the release of the lender statements and it will be added to the spreadsheet as soon as available. I will be tracking Quicken, EricsCC Estimated ROI, Lending Stats Estimated ROI, RateLadder Model IRR, RateLadder Default IRR, and Average loan age. By tracking all of these numbers in unison across time at regular intervals it is hoped to accurately show the account performance… With this publication I only 2 months of tracking on all of those numbers….
So without further ado.
Here is the graph:
Here is the data:
Related Posts -
Prosper IRR Lender "Game" Prosper IRR is a tricky calculation. The concept is very simple. The problem lies in how to treat delinquent and late loans prior to the debt sale.  Before loans are late and after the debt sale treating one's account balance is whole. While a loan is late the loan's value...... -
My Prosper Internal Rate of Return Update (End of Jun 07) = 5.75% This is a RateLadder only IRR update. (An IRR lender âgameâ update is in the works.) Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/ My Prosper IRR is defined as: Monthly cash flows with one extra month using the current account value minus any loans 1 month or more late. Current...... -
Lender Due Diligence I liked the previous rgf post so much I went and looked up another of his posts... This one is on Prosper Lender Due Diligence. The forum thread is here. Enjoy: Those that have followed my posts know that I lend money for a bank for a living (an underwriter)....... -
Prosper IRR Lender “Game” July 07 Update It is time for the July 2007 update of the IRR Lender âGame.â This is going to be more about accomplishments during the last month rather than pure calculations. The actual numbers are at Prosper.com IRR Lender âGameâ Tracking Page So without further ado: Highest IRR Model: leporello 2.61% Largest IRR...... -
RateLadder Requests Prosper Loan I am requesting a Prosper Loan. I am a AA, homeowner, verified bank account, Prosper lender with an 11K+ lending portfolio. This is my 1st foray into borrowing on a p2p website. I believe in p2p lending and with this loan I will gain a borrower's perspective. My loan matches the......
Related Websites -
The Dos and Donts of Credit Scores Pt 1 A credit score is a really important indicator on how likely you will be to default on a credit card or a loan. Your credit score is determined by a number of different factors, including your payment history, the amounts of money that you owe, the length of credit history,...... -
4 Easy Ways to Raise Your Credit Score For many Americans, dealing with a low credit score can be incredibly frustrating. It’s tough to get any loans and in some cases, it may even affect your prospects for employment. If you’re sick of dealing with a low score, it’s time to starting putting into motion some techniques that...... -
I have a new 0% credit card Before you close your browser and stop reading, let me explain... I have my credit card payments set-up for auto-bill pay. I make sure all of my payments go out on time and even provide a "buffer" just in case something goes wrong. About 6-months ago, I received my...... -
Are You Ready For the September Sell-Offs In the Stock Market? Historically, September is the worst overall month for stock market returns. And since 2009 has already seen a great stock market rally, some analysts think we're due for the obligatory pullback and consolidation next month. So if you're looking to do any purchasing, you might want to keep a close...... -
A Follow Up: The One Month Water Project A month ago I shared with you my one-month water project. The goal would be to drink nothing but water for one month. I failed...miserably! Along the way I did learn a few lessons and I'll share them here. Of course anything I report is merely anecdotal evidence, and beverages......
- Late Summer Perennials Flower Seeds Plants, Seeds & Bulbs Gardening & Plants Yard, Garden & Outdoor Living
- Breyer Model Horses Horse Animals Collectibles
- Model A Ford Hybrid Vehicles
- Model 1970 Rebel AMC Hybrid Vehicles
- Model 1960 AMC Hybrid Cars & Trucks
Categories:
Uncategorized
Tags:

0 comments ↓
There are no comments yet...Kick things off by filling out the form below.
Leave a Comment