ChrisFS called it — New Prosper Forum. 

With the site upgrade tonight Prosper announced a new forum.  Here is the official announcment…

Dear Prosper Community,

Today we are announcing the start of a new discussion forum system that will replace the existing forums. The forums were established to help guide and construct a new marketplace for lending among people. After 18 months and nearly 400,000 posts, there have been great contributions – some of the data analysis and recommendations have been superb and have served as the basis for much of the evolution of Prosper. 

We set up the new forum to encourage a broad collective of ideas to flourish. The new forum will be a place for members to connect with other members to learn more about Prosper and how to use the site. Prosper will moderate the forum: however, the way members communicate with each other on the forum is a cooperative effort.  

The new system will ensure there is relevance in the discussion to all areas related to Prosper and P2P lending. It also delivers on many of the features regular forum members have requested since our launch in February 2006. For example, only lenders will be able to post to the lender discussion forum.  The system will also increase accountability to participants. User handles on the forums will now be the same as handles on the marketplace – a feature many long-time forum users have asked of us. New forum policies have been created to foster an environment of constructive dialog for all members.We welcome and encourage members to repost their ideas and topics in the new forum which most closely matches your topic. For those of you who are interested in discussing matters outside of P2P lending, we encourage you to use other social networks dedicated to those topics.

Best regards,

Chris Larsen

CEO

Forum posting is tied to your Prosper ID. (No more sockpuppets!)

I did a quick test post and it appears (at least in the developer forum) that all posts are moderated.  If this is true on all the boards, I don’t know how they will keep up.

There also appears to be some sort of karma (SMF forum terminalogy) based points system…

The Prosper Forum Points System was created to encourage active and positive participation on our member discussion forums where members can lend a hand and connect with other Prosper members.  With this system, the more points you earn by helping other users, the higher member level you will be – so post and reply often and constructively. The points system is as follows:

The Prosper Forum Points System

• Post Factor – 5 points. This is the number of points each post is worth.
• Reply Factor – 10 points. This is the number of points each reply to the original post is worth.
• Replier Factor – 1 point. This is the amount each unique replier will give to the original poster.
• Rating Factor – 10 points. This is the amount each rating will be worth for the rated post.
• Favorite User Factor – 10 points. This is the amount that each user will receive for being selected as a favorite.
• Rater Factor – 1 point. This is the amount that each rating will be worth for the rater.

It will be interesting to see how this new forum interacts compared with the last forum.  For those indoctrinate, the old forums could get done right nasty.  I hope these are a friendlier place.

If you are looking for a p2p lending forum for any particular company you should try the p2p no bank forum — independent forum for all p2p lending sites.

Related Posts

• NetBanker: Person-to-Person Lending 2.0 NetBanker has just published an online banking report: Person-to-Person Lending 2.0. He is specifically covering Prosper, Lending Club, Zopa, Virgin Money, and LoanBank. Interesting to note, he had intended to publish earlier, but news all over the p2p lending world was a regular occurrence in the 4th quarter.  Prosper announced......
• Debt Sale Off -- Prosper to Apply Post Charge Off Collection Techniques Doug Fuller on Friday announced that the debt sale has been called off and that Prosper was going to "apply post charge off collection techniques" to the loans in the sale... The reason given for the cancellation of the sale is that highest bid without "unacceptable contract conditions" was only 1.5%,......
• P2P Lending Article in BusinessWeek Will a Stranger Lend You $25,000? I can't get enough p2p lending articles, but this one is fairly standard... I am not sure what I expect or how the mainstream media could cover this any differently...  The average joe needs to find out about and understand p2p lending if the paradigm......
• Update On The Deadbeat Lenders -- Prosper Responds Earlier in the week I wrote a post about the lenders and group leaders on Prosper that were also borrowers AND LATE on their loans: http://rateladder.com/2007/02/26/please-close-major-loophole-for-deadbeat-lendergroup-leaders/ Basically I was calling for the impounding of the lender funds to pay loan. Well, Prosper has responded via Prosper Andrew: Hi all,    We're......
• Prime Borrowing on Prosper Hits Record Levels -- Febuary Marketplace Survey SAN FRANCISCO--(BUSINESS WIRE)--March 11, 2008--Spurred by the credit crunch, attractive rates, and lender demand for conservative assets, Prosper (www.prosper.com), America's largest people-to-people lending marketplace with over 600,000 members and $120 million in funded loans, reported that the number of prime borrowers (720+ credit scores) creating listings and obtaining loans continues......

Related Websites

• Prosper update I have one loan out with Prosper that I took out in December as an experiment. I lent the minimum amount of $50.00 to see what would happen. The borrower wanted the money for debt consolidation and had a B credit grade. (Although of course they borrowed more than $50;......
• New Forums For kjwriteleft.com kjwriteleft.com has now added forums for discussion to the main website. This will allow greater interaction with the site as it continues to grow. Because the site caters to world news as well as the creative arts it was an obvious addition to allow current discussion as well as to......
• Making Extra Money With P2P Lending Peer to Peer lending is quickly becoming one of the hottest new ways to create multiple streams of income. While there is risk involved, there are various methods that can reduce the risks that individual investors face and provide protection against non-payments. If you're looking for an potential way to......
• Prosper.com Review: A Review of the Prosper Marketplace Prosper.com, also called Prosper Marketplace, is a service that is part of the emerging peer-to-peer lending industry which facilitates the lending and borrowing of money between its users. How it Works: Prosper, Lending Club, Zopa and other firms around the world are sidestepping the banking industry by creating an......
• Save Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......

Online Stores

• Cast Member Exclusives Contemporary 1968-Now Disneyana Collectibles
• Max Factor Lipstick Makeup Store
• Max Factor Foundation Makeup Store

If you liked this article, vote for it on del.icio.us and stumbleupon.


Categories:

Uncategorized

Tags:

azerbaijan, mozambique