• My First Kiva Payments Are Made On Time About a month ago I made my 4 loans on Kiva to women in Somoa.  I was both testing Kiva and hopefully making the world a better place.  Kiva allows you to make individual loans to people in need through NGOs around the world.  I went with 4 women from......
• My Prosper Internal Rate of Return Update (End of September 07) = 0.61% This is a RateLadder only IRR update. (An IRR lender “game” update is in the works.) I was given a last second reprieve from a negative IRR this month by a collection payment!!!  A post is coming about this. Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/ My Prosper IRR is......
• Big Prosper Changes -- 2nd Loans, Authenticated API, 0% on AA, 36% Max Rate, and Portfolio Plans Big changes for Prosper today in new release... Borrowers can now have second loans Authenticated API for access to extended credit and a lender's loans for lenders 0% servicing fee on AA credit In states where rates aren't capped the new maximum is 36% Portfolio Plans might be the biggest change of......
• Money Walks Lists RateLadder.com as an Interesting Prosper.com Blog I was looking into my Google Analytics statistics from 1/9/2007.  (I made it to the 3rd page of Reddit and stayed most of the day with my story Using Prosper.com for Your Emergency Fund - 312% improvement over CD Ladder). 90+% of my traffic came as a reddit referral.  I......
• Fantasy Link Exchange Fantasy link exchange is when you name (with links) the 35 blogs with which you would like to exchange blogroll links.  In an ideal world they find out about your desire from Technorati or PFBlogs.org or sheer luck and consummate the exchange. The Simple Dollar I Will Teach You To Be......

• Happy Thanksgiving, and some free articles Happy Thanksgiving everyone!  I'm thankful to be able to write this blog and that I have you as readers.  (And of course I'm thankful for many other things.) The four articles that Gary North published today on his website are free for anyone to read today.  You'll find them in......
• Are You Spending Intentionally? Every now and then I read something that aligns so closely with my own philosophy that I literally scream out an approving "YES - that's it!" upon reading it. That's exactly what happened a couple weekends ago when I was catching up on a few of my favorite blogs. Donna......
• Just Let Loose - The "Real" Post I had this post ready to go for LAST week but decided against it. Somehow the little gremlins had it posted a couple days ago (much to my displeasure and embarrassment)! What I wrote fit LAST week! Thanks to Mrs. Micah for bringing the mischievous post to my attention! :)......
• Alternative Income Streams - May 2008 It's time once again to update my Alternative Income. For the first time in a few months, I actually made more money that the previous month. For the first time in quite awhile, it makes sense to break out the revenue numbers vs. the net gain. My revenue jumped from......
• Soggy Hotdog Story. the Sequel The following guest post is from Ashley of Wide Open Wallet.  Ashley was inspired by my own "Soggy Hotdog Story" posted a couple months ago, which detailed the point of my financial meltdown and subsequent turnaround.  Be sure to visit Ashley's site, and subscribe to her feed for more great......

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