RateLadder and LazyMan Default Debt Sale Results
RateLadder had 1 loan in the recent debt sale.
CreditGrade: AA
Homeowner: Yes
Verified Account: Yes
Debt to Income Ratio: 25%
Very Clean Extended Credit
Sale date: Aug-24-2007
Sale reason: Delinquency
Principal balance before sale: $143.87
Loan value before sale: $152.68
Proceeds from sale and forfeited group rewards: $36.63
$36.63 / $143.87 = 25.46% of principal
LazyMan had 2 loans:
CreditGrade: C
Homeowner: Yes
Verified Account: Unknown
Debt to Income Ratio: Unknown
Extended Credit Unknown
Sale date: Aug-24-2007
Sale reason: Delinquency
Principal balance before sale: $43.26
Loan value before sale: $49.27
Proceeds from sale and forfeited group rewards: $4.06
$4.06 / $43.26 = 15.95% of principal
CreditGrade: D
Homeowner: Yes
Verified Account: Unknown
Debt to Income Ratio: Unknown
Extended Credit Unknown
Sale date: Aug-24-2007
Sale reason: Delinquency
Principal balance before sale: $45.60
Loan value before sale: $54.84
Proceeds from sale and forfeited group rewards: $3.83
$3.83 / $45.60 = 8.4% of principal
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 Need a loan before payday? Trying hard to settle debt? Get back on track, learn all about consolidating your debt and find out where to get credit cards for bad credit. |
Thanks for posting. Any luck finding some non-homeowners to validate Prosper’s statement that it wasn’t a factor?
Mike