It is time for the July 2007 update of the IRR Lender “Game.”

This is going to be more about accomplishments during the last month rather than pure calculations.  The actual numbers are at Prosper.com IRR Lender “Game” Tracking Page

So without further ado:

Highest IRR Model: leporello 2.61%

Largest IRR Model Improvement: Retireme99  by going from (7.53%) to (0.91%) he improved 6.62%.

Lowest IRR Model: Pensioner (13.82%)

Largest IRR Model Degradation: RateLadder by going from 5.75% to 0.57% he degraded (5.18%).

Highest IRR Best: LazyMan 20.59%

Largest IRR Best Improvement: Retireme99 by going from 13.14% to 16.31% he improved 3.17%.

Lowest IRR Best: Eric’s Credit Community 12.62%

Largest IRR Best Degradation: RateLadder by going from 17.61% to 15.27% he degraded (2.34%).  I audited my spreadsheet and found that last month I was issing $175 of deposits. So the 17.61% was high.

The “game” is tracking portfolio IRR through time. We will be tracking both a best and worst case value. The best case assumes the entire account value will be received at the time of the update. The model case assumes that all loans 1 month or more late will be wroth zero.

Here is the “Game” definition: Prosper Lender IRR “Game”

Here is the a sample spreadsheet: Prosper IRR Spreadsheet.

Related Posts

• Display your Prosper Listing on Your MySpace Page Now you can display your Listing on your MySpace Page. Or your blog, or website... The possibilities are endless. Here is a random listing on Prosper. $25 Bonus For New Lenders How to Use Prosper Listing Widget for MySpace, Blog, Website, or Other Here is a link to my MySpace......
• Prosper IRR Lender “Game” Apr 07 Update It is time for the April 2007 update of the IRR Lender “Game.”  This is going to be more about accomplishments during the last month rather than pure calculations.  So without further ado:   Highest IRR Model: LazyMan 5.07%  Largest IRR Model Improvement: leporello by going from (3.10%) to 0.18% he improved 3.28%.  Lowest IRR Model: Pensioner......
• Prosper IRR Lender “Game” Feb 07 Update It is time for the February 2007 update of the IRR Lender "Game."  This is going to be more about accomplishments during the last month rather than pure calculations.  So without further ado: Highest IRR Model: RateLadder_com 12.86%  Largest IRR Model Improvement: Leporello by going from (10.04%) to (5.45%) he improved 4.59%.  Lowest IRR......
• My Prosper Internal Rate of Return Update (End of September 07) = 0.61% This is a RateLadder only IRR update. (An IRR lender “game” update is in the works.) I was given a last second reprieve from a negative IRR this month by a collection payment!!!  A post is coming about this. Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/ My Prosper IRR is......
• Prosper Repurchases A Loan Yesterday, I had one of those bitter sweet moments.  Sweet in that a loan I had been writing off in my mind as bad was repurchased by Prosper for the full principal balance.  Bitter, because I really believe I am helping people with these loans and yet someone would take......

Related Websites

• U.S. deaths from new flu reach 27 As the "new" A(H1N1) swine flu spreads in the U.S., 13,217 cases are current in all 50 states plus the District of Columbia and Puerto Rico. There were 27 U.S. deaths from the flu as of 11 am today, according to the Centers for Disease Control (CDC) in Atlanta. At......
• iPhone 4 now available for Pre-Order Steve Jobs announced Apple iPhone 4 at WWDC 2010. It has some great features than the 3GS. The iPhone 4 will be launching on June 24th. But, the pre-orders are starting from today, June 15th. Currently, only black color is available for the pre-order. In the US, 16 GB model......
• "What's In My iphone?"- Games, Games, & More Games What's In My iphone? Games Games & More Games As you can imagine, I have tons of games on my iphone 3GS, ranging from first person shooters to simple strategy games, all the way to detailed realistic racing simulations. I have made a list of my top 8 Games......
• Asia Properties To Acquire Sing Hou VIP Club Asia Properties, Inc. (API) (Pink Sheets:ASPZ) announced the terms in which it signed a Memorandum of Understanding "MOU" on November 17, 2009, to acquire 50.13% of Sing Hou VIP Club ("Sing Hou") at Galaxy StarWorld. Galaxy StarWorld VIP Entrance. Macau The casino acquisition will be for 164 million newly issued......
• How to Buy the Right Water Heater A water heater is an essential appliance that is commonly overlooked in many homes. Typically they will provide years of service, and you may never realize that it is either terribly inefficient or even faulty. Here are some tips to help you determine whether your current water heater should be......

Online Stores

• Double Case For Violin And Viola String Acoustic Musical Instruments
• Model 1960 AMC Hybrid Cars & Trucks
• Races July 1 Books & Video Running Exercise & Fitness
• Model 1960 AMC Hybrid Vehicles
• Case Autoharp & Zither String Acoustic Musical Instruments

If you liked this article, vote for it on del.icio.us and stumbleupon.


Categories:

Prosper.com, Statistics

Tags:

azerbaijan, mozambique