My Prosper Internal Rate of Return Update (End of Jun 07) = 5.75%

This is a RateLadder only IRR update. (An IRR lender “game” update is in the works.)

Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/

My Prosper IRR is defined as:

Monthly cash flows with one extra month using the current account value minus any loans 1 month or more late.

Current Account Value (used as interest earned in the last month) = $7,692.72

Current One Month or More Late Loan Values (used as monies added in last month) = $333.01

I use ProProsper to Calculate Prosper IRR. Excell’s XIRR function is also an option.

Current IRR = 5.75%

Date IRR Description
1/31/07 12.21% Tracking Update. XIRR Restart.
3/1/07 12.86% Tracking Update.
4/1/07 3.33% Tracking Update.
5/1/07 3.57% Tracking Update.
6/1/07 (0.38%) Tracking Update.
7/1/07 5.75% Tracking Update.


Date Cash Flow Reason
7/7/06 ($200.00) Transfer To Prosper
9/19/06 ($200.00) Transfer To Prosper
10/10/06 ($200.00) Transfer To Prosper
10/12/06 ($400.00) Transfer To Prosper
10/13/06 ($36.31) Transfer To Prosper
10/17/06 ($200.00) Transfer To Prosper
10/23/06 ($246.58) Transfer To Prosper
10/30/06 ($148.28) Transfer To Prosper
11/6/06 ($45.00) Transfer To Prosper
11/7/06 ($600.00) Transfer To Prosper
11/8/06 ($49.94) Transfer To Prosper
11/17/06 ($435.49) Transfer To Prosper
11/30/06 ($300.00) Transfer To Prosper
12/27/06 ($300.00) Transfer To Prosper
1/25/07 ($150.00) Transfer To Prosper
2/1/07 ($225.00) Transfer To Prosper
2/21/07 ($25.00) Transfer To Prosper
2/23/07 ($25.00) Transfer To Prosper
3/22/07 ($200.00) Transfer To Prosper
3/27/07 ($200.00) Transfer To Prosper
3/27/07 ($70.00) Transfer To Prosper
3/29/07 ($200.00) Transfer To Prosper
4/5/2007 ($111.09) Transfer To Prosper
4/6/2007 ($200.00) Transfer To Prosper
4/11/2007 ($200.00) Transfer To Prosper
4/17/2007 ($25.00) Transfer To Prosper
4/18/2007 ($75.00) Transfer To Prosper
4/19/2007 ($25.00) Transfer To Prosper
4/20/2007 ($25.00) Transfer To Prosper
4/23/2007 ($25.00) Transfer To Prosper
4/24/2007 ($25.00) Transfer To Prosper
4/25/2007 ($75.00) Transfer To Prosper
4/26/2007 ($25.00) Transfer To Prosper
4/27/2007 ($25.00) Transfer To Prosper
5/2/2007 ($25.00) Transfer To Prosper
5/3/2007 ($25.00) Transfer To Prosper
5/4/2007 ($75.00) Transfer To Prosper
5/7/2007 ($25.00) Transfer To Prosper
5/8/2007 ($25.00) Transfer To Prosper
5/9/2007 ($25.00) Transfer To Prosper
5/10/2007 ($25.00) Transfer To Prosper
5/11/2007 ($75.00) Transfer To Prosper
5/18/2007 ($75.00) Transfer To Prosper
5/21/2007 ($25.00) Transfer To Prosper
5/22/2007 ($500.00) Transfer To Prosper
5/25/2007 ($75.00) Transfer To Prosper
6/1/2007 ($25.00) Transfer To Prosper
6/6/2007 ($25.00) Transfer To Prosper
6/12/2007 ($50.00) Transfer To Prosper
6/13/2007 ($25.00) Transfer To Prosper
6/14/2007 ($25.00) Transfer To Prosper
6/15/2007 ($25.00) Transfer To Prosper
6/18/2007 ($25.00) Transfer To Prosper
6/19/2007 ($25.00) Transfer To Prosper
6/20/2007 ($25.00) Transfer To Prosper
6/21/2007 ($25.00) Transfer To Prosper
6/22/2007 ($25.00) Transfer To Prosper
6/25/2007 ($25.00) Transfer To Prosper
6/26/2007 ($25.00) Transfer To Prosper
6/27/2007 ($25.00) Transfer To Prosper
6/28/2007 ($25.00) Transfer To Prosper
6/29/2007 ($25.00) Transfer To Prosper
6/30/2007 ($500.00) Transfer To Prosper
7/1/07 $7,692.72 Current Account Value
7/1/07 ($333.01) 1 Month or More Late
Blog Traffic Exchange Related Posts
  • blog traffic exchangeMy Prosper Internal Rate of Return Update (End of October 07) = (0.57)% This is a RateLadder only IRR update. (An IRR lender “game” update is in the works.) Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/ My Prosper IRR is defined as: Monthly cash flows with one extra month using the current account value minus any loans 1 month or more late. Current......
  • blog traffic exchangeMy Prosper Internal Rate of Return Update (End of August 07) = 2.75% This is a RateLadder only IRR update. (An IRR lender “game” update is in the works.) I was involved with my first default debt sale.  I sold 1 AA loan for 25% of prinicpal. Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/ My Prosper IRR is defined as: Monthly cash flows......
  • blog traffic exchangeProsper.com Lender Game — LazyMan Initial Update — (0.93%) to 20.75% LazyMan of popular personal finance blog Lazy Man and Money (one of my favorites) and Lazy Man and Health has joined the "game".  He has been a Prosperite (aka TechnologyGuy) for over a year.  Which also makes him the first oldtimer to join the game.  You can see from his cashflow that......
  • blog traffic exchangeProsper.com Lender Game — epetroel Initial Update — 12.71% to 15.87% epetroel is the creator and operator of the highly popular Eric's Credit Community.  He was a fellow presentor at the Prosper Days Thrid Party Application Showcase.  He is an asset to the entire Prosper Community.  epetroel Date Model IRR Best IRR Avg IRR 2/16/07 12.71% 15.87% 14.29% Date Cash Flow......
  • blog traffic exchangeMy Prosper Internal Rate of Return Update (End of Jan 07) — 12.31% It seems that after some thought EnoughWealth and TB and hit upon the thing that wasn't quite right with my XIRR based IRR My Prosper Internal Rate of Return Update (End of Jan 07) — 18.14%.  It was double counting the interest since it was both being paid at the end......
Blog Traffic Exchange Related Websites
  • blog traffic exchangeElbow pain wrist pain sports injuries self treatment medicalmassage-ceu.com Topurchase The New Self Stress Management Massage DVD please click the link above medicalmassage-ceu.com In DVD volume 3 Boris provides a detail verbal explanation followed by on screen caption commentaries at the time of hands-on performance. He teaches how to perform region specific self-massage therapy for elbow and wrist......
  • Myrtle Creek Golf Course, Myrtle Creek, ORMyrtle Creek Golf Course, Myrtle Creek, OR Myrtle Creek Golf Course is located in: Myrtle Creek, OR Phone: 888-T-MYRTLE Website: http://www.myrtlecreekgolf.com/ Course History: This is a terrific course that offers a wonderful traditional experience with just the right mix of challenge and fun. The course was first opened with 9 holes in 1997, and the back nine......
  • Top 10 Most Successful Actors at the Box OfficeTop 10 Most Successful Actors at the Box Office [/caption] Actor Total Gross # Movies / Average #1 Picture Gross 1 Tom Hanks $3,530.9 35 $100.9 Forrest Gump $329.7 2 Eddie Murphy $3,475.2 35 $99.3 Shrek 2 $441.2 3 Harrison Ford $3,424.6 32 $107.0 Star Wars $461.0 4 Robin Williams $2,962.6 43 $68.9 Night at the Museum $250.9 5......
  • blog traffic exchangeOnline Income Update: 1st Quarter 2009 Several of my long time readers have asked me to post my online income. I didn't realize that I haven't posted the passive income and online revenue numbers since December. A few reader are just starting to make money online and are particularly curious! So here's a quarterly breakdown for......
  • blog traffic exchangeWednesday Lotto AU 1.5million No change in strategy today, as both aspects look strong, under 33 mainly or all, and within recent 4-7 draws. Due mainly to Saliu ION Filters being fairly low for a few draws, and having ANY 6 Filters of 43 and 35 in draw 7 and draw 9, all point......
Online Stores If you liked this article, vote for it on del.icio.us and stumbleupon.


Categories:

Prosper.com, Statistics, Tools



Tags:

,


1 comment so far ↓
#1 Lazy Man and Money on 07.03.07 at 4:11 am

That’s an impressive gain from the previous month’s there!

Leave a Comment

aa algorithm axis azerbaijan banks benefit blog borrowers ceo Collections credit grade credit history credit information credit score curves doug fuller email friends and family good luck google income borrowers interest rate interest rates investments launch lenders lending institutions liquidity loans marketplace money mozambique peer to peer lending portfolio plan private data promissory notes quiet period registration statement risk securities and exchange securities and exchange commission spreadsheets sql student loans Zopa