Update: This listing has been withdrawn and relisted as an autofund at 24.25% and is still missing a picture… I think the 1st listing was better, but this one is still worth a bid.
Active Listing: Debt Consolidation
Original Listing: Debt Consolidation
I have bid (only bid if you want to do so).
A gem. CLEAN C. 49% DTI. High Rate: 29%.
Purpose of loan:
I want to pay off several high-interest credit cards so I can to try to buy a home in the next 6-12 months.My financial situation:
My payment history is very good, but due to increased expenses the last 4 months, I’m starting to struggle. Making one loan payment instead of several credit card payments each month will be a great help in staying on top of things. My expenses went up because my younger brother came home from the Army and is living with me until he goes to college in January. When he moves out I plan to move to a smaller, cheaper apartment.ÂI have a very secure job and am trying to live as simply as I can: no cable, no home phone, no internet service, no new clothes, etc.
Monthly net income: $2760.00
Monthly expenses: $
  Housing: $1295.00
  Insurance: $85.00
  Car expenses: Loan = $275.00 Gasoline, etc. = $175.00
  Utilities: $30.00
  Phone, cable, internet: $0.00
  Food, entertainment: $375.00
  Clothing, household expenses $75.00
  Credit cards and other loans: $1060.00
  Other expenses: $90.00
This listing only has one problem: No picture. It should make it to 100% funded anyway becasue it is so clean.
Comments?Â
If you are interested in having your listing featured on RateLadder there are 2 ways to make this happen. You can chose to do both, but only one is necessary for receiving a listing review.
- Register with Prosper as a RateLadder Referee by clicking the link.
- Join my group RateLadder — Borrowers Climb Down the Interest Rate Ladder
I cannot write about the extended credit of these listings as that data is protected by the Prosper Terms of Service. If you are a lender then I encourage you to log in and look for yourself, but if you leave a comment please don’t talk specifically about the extended credit. If you are not a registered user of Prosper and would like to be a lender I have a referral that will get you a $25 bonus when you make your first loan (click the link).
Related Posts -
Rateladder Referral Listing: Guarenteed Money for Simple loan Guarenteed Money for Simple loan This is the cleanest A I have ever seen. I am a little surprised that it is not a AA. Account Verified, DTI 9%, A Credit. CLEAN! Purpose of loan: Supplement stock porfolio for more diversified lending (explain what you will be using this loan...... -
Programmer and Blogger Seeks Debt Consolidation Loan My Prosper Group is proud to present our first listing... This listing is attempting to put the social in social capital. Deep Market also posted the following Social Lending is not Socialism. He has been a member of my group, following the p2p lending market and commenting on RateLadder for...... - Borrow Money on Prosper -- Case for Unsecured Debt via Personal Loans Prosper Marketplace, Inc. is a peer-to-peer (p2p) lending marketplace that facilitates 3 year fully amortized loans between lenders and a borrower. A borrower wants to borrow money and lenders want to earn better than average returns. The most typical reasons for loans on Prosper are credit card debt consolidation, small business......
-
New Loan Funded — Finance for an ESTABLISHED Business — $25,000 at 24% — B Credit — DTI 1392557% A new loan funded (Finance for an ESTABLISHED Business – $25,000 at 24%). I participated via a manual bid the loan was Autofunding. The borrower had B credit and a 1392557% DTI (unverifiable income). As a reminder my standing orders (and manual bids) only find loans with 0 current delinquencies, 10 or less delinquencies...... -
New Loan Funded — Blessings are coming — $10,000 at 26% — D Credit — DTI 84% A new loan funded (Blessings are coming – $10,000 at 26%). I participated via a manual bid the loan was Autofunding. The borrower had D credit and 84% DTI and is a homeowner. As a reminder my standing orders (and manual bids) only find loans with 0 current delinquencies, 10 or less delinquencies in......
Related Websites -
4 Tips to Getting Bad Debt Under Control If you are swimming in a sea of bad debt, keeping your head above water can be incredibly difficult. Thanks to our consumer culture, the availability of credit cards and a general lack of concern for what debt means, many people find that their bad debt is out of control....... - Student Loan Consolidation I spoke to a friend yesterday who was smart enough to get a pharmacy degree that pays awfully well. However, she's racked up a ton of student loans and it seems like she'll be paying them for quite a while.[Not because she doesn't make enough, but because buying a new......
- Lots of cancelled loans on Prosper.com? For those of you who are lenders on Prosper.com: Have you noticed that listings are get cancelled more often after they are completed?Maybe I'm just hitting a run of bad fortune and having my money tied up for a week or so while Prosper.com tries to close the loop with......
-
4 Easy Ways to Raise Your Credit Score For many Americans, dealing with a low credit score can be incredibly frustrating. It’s tough to get any loans and in some cases, it may even affect your prospects for employment. If you’re sick of dealing with a low score, it’s time to starting putting into motion some techniques that...... -
Weakon 331: Reverse Mortgages The following is a guest post written by David from Lender411.com. Lender411 lets you compare mortgage rates and provides information on loan products from reverse mortgages to commercial loans.If you're like most of us, you probably pay to live somewhere. You either rent a place and pay by the month,......
- Pretty as a Picture Enesco Decorative Collectible Brands Decorative Collectibles Collectibles
- Gold Fish Picture Ponds Water Features Garden Decor Yard, Garden & Outdoor Living
- Picture Lights Lighting Fixtures Lamps, Lighting & Ceiling Fans Home Store
- Gold Fish Picture Ponds Water Features Garden Décor Yard, Garden & Outdoor Living Nursery
- Underwater Camera Ice Review Books & Video Fishing
Categories:
Listing Review, Prosper.com, Referral
Tags:
0 comments ↓
There are no comments yet...Kick things off by filling out the form below.
Leave a Comment