A new loan funded (Consolidating debt-no late payments  – $25,000 at 16%).  I participated via my standing orders High Amt (>=15K) Extreme DTI (<70%) AF (autofunding).  The borrower had AA credit, a 41% DTI, and is a homeowner.  As a reminder my standing orders (and manual bids) only find loans with 0 current delinquencies, 10 or less delinquencies in the last 7 years, and 2 or less public records in the last 10.   

With this loan I have $5,047.15 in principal across 79 loans ($63.89 per loan) with an weighted average interest rate of 17.59% and an account value of $5,387.82. Each loan on average is 1.2% of my portfolio with a maximum in any one loan being 3.7%.

Here is the listing:

For the readers that believe in reading the actual description without modification:

Purpose of loan: Consolidate debt in order to get debt to income ratio down. 
(explain what you will be using this loan for)My financial situation: I have never had a late payment or deliquency.  I fulfill my financial obligations.  I currently have a high debt to income ratio and desperately want to get this lowered. 
(explain why you are a good candidate for paying back this loan)My monthly budget:
Mortgage/rent: $3311    
Insurance: $172    
Car expenses: $600
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses $100
Credit cards and other loan payments: $2058
Other expenses: $0
—————————————
Total monthly expenses: $6591

Here is a graph of all loans on Prosper with AA credit and a DTI of < 41% and Loan Amount $20,000 +/-$5,000 funded in the last 100 days:

Number of Loans	Average Amount Borrowed	Weighted Average	Standard Deviation
85	$21,045.88	11.32%	2.22%

The weighted average plus 1 sigma is 13.54%.  The weighted average plus 2 sigma is 15.76%. The weighted average plus 3 sigma is 17.98%.  This loan is between 2 and 3 sigma higher than the mean.  I love standing orders.

What do you think?