I think it was a good change. There is no need to bid down listings beyond the weighted average. Personally, I don’t see any reason to bid down the rate below the weighted average plus 1.5%. I might even argue that the weighted average plus 1 sigma is as low as I should go…

Also, I really think there is large number of quality listings that are just missed. I have an RSS feed of under appreciated listings at ProProsper. These listings should be vetted by each lender for themselves, but the list has a number of high quality listings that are just missed. Here is the link: http://www.proprosper.com/ProProsper/index.jsp?pp=underappreciated

I’m a prosper beginner that enjoys your blog. I found a little difference that in my perspective can have a great impact. They removed the “Fully Funded” link on the home page. Again, in my perspective, that simple change will make some of us stop bidding on listings that are fully funded (out bidding fellow lenders) since in order to obtain the fully funded bids you have to do a custom search using the “Search Loans” tool.
What is your opinion on this change??
Feel free to fix my grammar and composition, I’m a EE and English is not my first language and as you said, my grammar and spelling excuse is already in the open.
Thanks,

Jaime