My Prosper Internal Rate of Return Update (End of Mar 07) = 3.33% for an Decrease of 9.53%

This is a RateLadder only IRR update.  (An IRR lender “game” update is in the works.)

Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/

My Prosper IRR is defined as:

Monthly cash flows with one extra month using the current account value minus any loans 1 month or more late.

Current Account Value (used as interest earned in the last month) = $4,655.16

Current One Month or More Late Loan Values (used as monies added in last month) = $148.80

I use ProProsper to Calculate Prosper IRR: .  Excell’s XIRR function is also an option.

Current IRR = 3.33%

Date IRR Description
1/31/07 12.21% Tracking Update. XIRR Restart.
3/1/07 12.86% Tracking Update.
4/1/07 3.33% Tracking Update.

 

Date Cash Flow Reason
7/7/06 ($200.00) Transfer To Prosper
9/19/06 ($200.00) Transfer To Prosper
10/10/06 ($200.00) Transfer To Prosper
10/12/06 ($400.00) Transfer To Prosper
10/13/06 ($36.31) Transfer To Prosper
10/17/06 ($200.00) Transfer To Prosper
10/23/06 ($246.58) Transfer To Prosper
10/30/06 ($148.28) Transfer To Prosper
11/6/06 ($45.00) Transfer To Prosper
11/7/06 ($600.00) Transfer To Prosper
11/8/06 ($49.94) Transfer To Prosper
11/17/06 ($435.49) Transfer To Prosper
11/30/06 ($300.00) Transfer To Prosper
12/27/06 ($300.00) Transfer To Prosper
1/25/07 ($150.00) Transfer To Prosper
2/1/07 ($225.00) Transfer To Prosper
2/21/07 ($25.00) Transfer To Prosper
2/23/07 ($25.00) Transfer To Prosper
3/22/07 ($200.00) Transfer To Prosper
3/27/07 ($200.00) Transfer To Prosper
3/27/07 ($70.00) Transfer To Prosper
3/29/07 ($200.00) Transfer To Prosper
4/1/07 $4,655.12 Current Account Value
4/1/07 ($148.80) 1 Month or More Late
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