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Prosper IRR Lender “Game” Feb 07 Update

It is time for the February 2007 update of the IRR Lender “Game.”  This is going to be more about accomplishments during the last month rather than pure calculations.  So without further ado:

Highest IRR Model: RateLadder_com 12.86% 

Largest IRR Model Improvement: Leporello by going from (10.04%) to (5.45%) he improved 4.59%. 

Lowest IRR Model: Leporello (5.45%) 

Largest IRR Model Degradation: pensioner by going from 7.08% to 3.71% he degraded (3.37%)

Highest IRR Best: pensioner 25.53% 

Largest IRR Best Improvement: pensioner by going from 25.23% to 25.53% he improved 0.3%. 

Lowest IRR Best: RateLadder_com 12.86%  

Largest IRR Best Degradation: none.  Everyone improved.

 

The “game” is tracking portfolio IRR through time.  We will be tracking both a best and worst case value.  The best case assumes the entire account value will be received at the time of the update.  The model case assumes that all loans 1 month or more late will be wroth zero.

Here is the “Game” definition: Prosper Lender IRR “Game”

Here is the a sample spreadsheet: Prosper IRR Spreadsheet.

The “Game”’s tracking page is at Prosper.com IRR Lender “Game” Tracking Page


Useful Info:

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