It is time for the February 2007 update of the IRR Lender “Game.”  This is going to be more about accomplishments during the last month rather than pure calculations.  So without further ado:

Highest IRR Model: RateLadder_com 12.86% 

Largest IRR Model Improvement: Leporello by going from (10.04%) to (5.45%) he improved 4.59%. 

Lowest IRR Model: Leporello (5.45%) 

Largest IRR Model Degradation: pensioner by going from 7.08% to 3.71% he degraded (3.37%). 

Highest IRR Best: pensioner 25.53% 

Largest IRR Best Improvement: pensioner by going from 25.23% to 25.53% he improved 0.3%. 

Lowest IRR Best: RateLadder_com 12.86%  

Largest IRR Best Degradation: none.  Everyone improved.

 

The “game” is tracking portfolio IRR through time.  We will be tracking both a best and worst case value.  The best case assumes the entire account value will be received at the time of the update.  The model case assumes that all loans 1 month or more late will be wroth zero.

Here is the “Game” definition: Prosper Lender IRR “Game”

Here is the a sample spreadsheet: Prosper IRR Spreadsheet.

The “Game”’s tracking page is at Prosper.com IRR Lender “Game” Tracking Page

Related posts:

• Prosper IRR Lender “Game” Prosper IRR is a tricky calculation.  The concept is very simple.  The problem lies in how to treat delinquent and late loans prior to the...
• Prosper.com Lender Game — Pensioner Initial Update — 7.08% to 25.23% Pensioner is what he wants to be, it is not what he is.  He has the largest dollar amount portfolio in Prosper with a current account value...
• Prosper.com Lender Game — RateLadder_com Initial Update — 12.61% to 12.61% I am RateLadder.  I run this website.  I am compelling because you are reading this.  This blog documents my journey and is a more extensive...
• Prosper.com Lender Game — leporello Initial Update — (10.04%) to 16.61% leporello joins the game…  Here is his intro… I am a top-100 lender (most days), and think that your analysis is super. I might add...
• Prosper.com Lender Game — epetroel Initial Update — 12.71% to 15.87% epetroel is the creator and operator of the highly popular Eric’s Credit Community.  He was a fellow presentor at the Prosper Days Thrid Party Application...

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Prosper Lender IRR "Game", Prosper.com

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