My Prosper Internal Rate of Return Update (End of Feb 07) = 12.86% for an Increase of 0.65%

This is a RateLadder only IRR update.  (An IRR lender “game” update is in the works.)

Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/

My Prosper IRR is defined as:

Monthly cash flows with one extra month using the current account value minus any loans 1 month or more late.

Current Account Value (used as interest earned in the last month) = $3,932.00

Current One Month or More Late Loan Values (used as monies added in last month) = $0

I am now using the excel function XIRR. 

Current IRR = 12.86%

Date IRR Description
1/31/07 12.21% Tracking Update. XIRR Restart.
3/1/07 12.86% Tracking Update.

 

Date Cash Flow Reason
7/7/06 ($200.00) Transfer To Prosper
9/19/06 ($200.00) Transfer To Prosper
10/10/06 ($200.00) Transfer To Prosper
10/12/06 ($400.00) Transfer To Prosper
10/13/06 ($36.31) Transfer To Prosper
10/17/06 ($200.00) Transfer To Prosper
10/23/06 ($246.58) Transfer To Prosper
10/30/06 ($148.28) Transfer To Prosper
11/6/06 ($45.00) Transfer To Prosper
11/7/06 ($600.00) Transfer To Prosper
11/8/06 ($49.94) Transfer To Prosper
11/17/06 ($435.49) Transfer To Prosper
11/30/06 ($300.00) Transfer To Prosper
12/27/06 ($300.00) Transfer To Prosper
1/25/07 ($150.00) Transfer To Prosper
2/1/07 ($225.00) Transfer To Prosper
2/21/07 ($25.00) Transfer To Prosper
2/23/07 ($25.00) Transfer To Prosper
3/1/07 $3,932.00 Current Account Value
3/1/07 $0.00 1 Month or More Late
Blog Traffic Exchange Related Posts
  • Prosper 100 MM in loansProsper Closes 100 Million is P2P Loans This is a major milestone for p2p lending... I can't wait to see what the next 100MM brings. From the marketplace data in the public xml data file (after I imported into ProProsper)... Date: Principal Closed: # Loans: # Registrations: # Lenders: # Borrowers: # Groups: # GLs: Historical Interest......
  • blog traffic exchangeProsper.com Crosses 50 Million Dollars in Loans It took from 2/27/06 until 04/05/2007.  Just over one month to go from 40 to 50 million.  The pace is still quickening.   Date: Principal Closed: # Loans: # Registrations: # Lenders: # Borrowers: # Groups: # GLs: Historical Interest Rates Credit Grade Group Member Average Rate Less Than 5K......
  • blog traffic exchangeMy Prosper Internal Rate of Return Update (End of Jan 07) — 12.31% It seems that after some thought EnoughWealth and TB and hit upon the thing that wasn't quite right with my XIRR based IRR My Prosper Internal Rate of Return Update (End of Jan 07) — 18.14%.  It was double counting the interest since it was both being paid at the end......
  • blog traffic exchangeProsper.com Lender Game — leporello Initial Update — (10.04%) to 16.61% leporello joins the game...  Here is his intro... I am a top-100 lender (most days), and think that your analysis is super. I might add that he is a fellow Princetonian and has invested $40,000 into Prosper. leporello Date Model IRR Best IRR Avg IRR 2/19/07 (10.04%) 16.61% 3.29% Date......
  • blog traffic exchangeMy Prosper Internal Rate of Return Update (End of Jly 07) = 0.57% This is a RateLadder only IRR update. (An IRR lender “game” update is in the works.) I saw a big spike in loan 1 month late or more. Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/ My Prosper IRR is defined as: Monthly cash flows with one extra month using the......
Blog Traffic Exchange Related Websites
  • blog traffic exchangeWhy does my left hand hurt, now arm to elbow? Hi, a few months ago I was running and slipped, landing on my shoulder.. Hurt like hell but could move it just fine. Still hurts if I move it a particular way but nothing other than that. The past 2 weeks my hand started hurting like crazy when I use......
  • blog traffic exchangeUsing Whole Life Insurance to Create a Pension Income Stream Today I am presenting a guest post from a fellow personal finance blogger who proposes an interesting strategy for using whole life insurance as a way to generate retirement income. I will have some comments about this strategy at the end of the post. Evan from My Journey to Millions......
  • Lotto numbers all hit from last 4 draws On 7 January 2009, the Australian Lotto numbers all hit from the last 4 draws! That is, all winning numbers came from those of the previous 4 draws, a rare event - see draws below. Lotto Results Australia To optimize lotto games for such an event would give tremendous advantage in......
  • blog traffic exchangeAlternative Income Streams Progress - Early December This is the fourth installment tracking of my alternative income streams plan and progress. This month I'm showing very good progress in creating more money outside my job. I had at least 6 Prosper.com loans get verified in the last two weeks and this blog has been getting a little......
  • blog traffic exchangeTennis Elbow Exercises - Easy At Home Treatment www.tenniselbowtips.com - Here's a simple, easy at home tennis elbow exercise that anyone can do from the comfort of home. The technical name for tennis elbow is "lateral epicondylitis". ... Tennis elbow is simply a specific type of tendonitis that occurs in a particular part of ... Tennis elbow -......
Online Stores If you liked this article, vote for it on del.icio.us and stumbleupon.


Categories:

Prosper.com, Statistics



Tags:

,


0 comments ↓

There are no comments yet...Kick things off by filling out the form below.

Leave a Comment

aa algorithm axis azerbaijan banks benefit blog borrowers ceo Collections credit grade credit history credit information credit score curves doug fuller email friends and family good luck google income borrowers interest rate interest rates investments launch lenders lending institutions liquidity loans marketplace money mozambique peer to peer lending portfolio plan private data promissory notes quiet period registration statement risk securities and exchange securities and exchange commission spreadsheets sql student loans Zopa