Retireme99 wrote his own intro:
I started lending in May 2006… let the money sit for awhile to see how it worked… then got back into it more actively recently. Looking at my results I have been happy that only two loans have gone 1+ months late. I have another couple lurking which worries me.
Plus I am the creator of the wonderful plug-in for Internet Explorer that greatly enhances the user experience of the Prosper website.
RateLadder_com just started using the plug-in 2 days ago. So far, I like it a lot. I will have a post on the plug-in in the near future. Here is a link to the plug-in: http://retireme99.blogspot.com/
| Retireme99 | |||
|---|---|---|---|
| Date | Model IRR | Best IRR | Avg IRR |
| 2/20/07 | 10.16% | 14.88% | 12.54% |
| Date | Cash Flow | Reason |
|---|---|---|
| 5/23/06 | ($500.00) | Transfer To Prosper |
| 6/1/06 | ($750.00) | Transfer To Prosper |
| 12/6/06 | ($6,000.00) | Transfer To Prosper |
| 1/6/07 | ($1,000.00) | Transfer To Prosper |
| 2/17/07 | $8,576.87 | Current Account Value |
| 2/17/07 | ($100.88) | 1 Month or More Late |
| Net Actual Cash Flow | Current Account Value | Net Income Before Defaults | Net Income as % Actual Cash Flow |
|---|---|---|---|
| ($8,250.00) | $8,576.87 | $326.87 | 3.96% |
Here is the “Game” definition: Prosper Lender IRR “Game”
Here is the a sample spreadsheet: Prosper IRR Spreadsheet.
The “Game”’s tracking page is at Prosper.com IRR Lender “Game” Tracking Page
If you your like to be included in the game please send your results with permission to publish and a short writeup… I can be reached by email at kevin (at) rateladder [dot] com.
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Prosper Lender IRR "Game", Prosper.com
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