Retireme99 wrote his own intro:

I started lending in May 2006… let the money sit for awhile to see how it worked… then got back into it more actively recently.  Looking at my results I have been happy that only two loans have gone 1+ months late.  I have another couple lurking which worries me.

Plus I am the creator of the wonderful plug-in for Internet Explorer that greatly enhances the user experience of the Prosper website.

RateLadder_com just started using the plug-in 2 days ago.  So far, I like it a lot.  I will have a post on the plug-in in the near future.  Here is a link to the plug-in: http://retireme99.blogspot.com/

 

Retireme99
Date	Model IRR	Best IRR	Avg IRR
2/20/07	10.16%	14.88%	12.54%

Date	Cash Flow	Reason
5/23/06	($500.00)	Transfer To Prosper
6/1/06	($750.00)	Transfer To Prosper
12/6/06	($6,000.00)	Transfer To Prosper
1/6/07	($1,000.00)	Transfer To Prosper
2/17/07	$8,576.87	Current Account Value
2/17/07	($100.88)	1 Month or More Late

 

Net Actual Cash Flow	Current Account Value	Net Income Before Defaults	Net Income as % Actual Cash Flow
($8,250.00)	$8,576.87	$326.87	3.96%

 

Here is the “Game” definition: Prosper Lender IRR “Game”

Here is the a sample spreadsheet: Prosper IRR Spreadsheet.

The “Game”’s tracking page is at Prosper.com IRR Lender “Game” Tracking Page

If you your like to be included in the game please send your results with permission to publish and a short writeup… I can be reached by email at kevin (at) rateladder [dot] com.

Related posts:

• Prosper.com Lender Game — RateLadder_com Initial Update — 12.61% to 12.61% I am RateLadder.  I run this website.  I am compelling because you are reading this.  This blog documents my journey and is a more extensive...
• Prosper.com Lender Game — Pensioner Initial Update — 7.08% to 25.23% Pensioner is what he wants to be, it is not what he is.  He has the largest dollar amount portfolio in Prosper with a current account value...
• Prosper.com Lender Game — leporello Initial Update — (10.04%) to 16.61% leporello joins the game…  Here is his intro… I am a top-100 lender (most days), and think that your analysis is super. I might add...
• Prosper.com Lender Game — LazyMan Initial Update — (0.93%) to 20.75% LazyMan of popular personal finance blog Lazy Man and Money (one of my favorites) and Lazy Man and Health has joined the “game”.  He has been a...
• Prosper.com Lender Game — epetroel Initial Update — 12.71% to 15.87% epetroel is the creator and operator of the highly popular Eric’s Credit Community.  He was a fellow presentor at the Prosper Days Thrid Party Application...

If you liked this article, vote for it on del.icio.us and stumbleupon.


Categories:

Prosper Lender IRR "Game", Prosper.com

Tags:

azerbaijan, mozambique