Warning: base64_decode() expects parameter 1 to be string, array given in /home/teamgillett/rateladder.com/wp-content/plugins/askapache-google-404/askapache-google-404.php on line 156
Prosper.com Lender Game — Retireme99 Initial Update — 10.16% to 14.88% | P2P Lending, Peer to Peer Lending, People to People Lending | P2P Lending News, Information, Borrowing and Lending Strategy

Prosper.com Lender Game — Retireme99 Initial Update — 10.16% to 14.88%

Retireme99 wrote his own intro:

I started lending in May 2006… let the money sit for awhile to see how it worked… then got back into it more actively recently.  Looking at my results I have been happy that only two loans have gone 1+ months late.  I have another couple lurking which worries me.

Plus I am the creator of the wonderful plug-in for Internet Explorer that greatly enhances the user experience of the Prosper website.

RateLadder_com just started using the plug-in 2 days ago.  So far, I like it a lot.  I will have a post on the plug-in in the near future.  Here is a link to the plug-in: http://retireme99.blogspot.com/

 

Retireme99
Date Model IRR Best IRR Avg IRR
2/20/07 10.16% 14.88% 12.54%

Date Cash Flow Reason
5/23/06 ($500.00) Transfer To Prosper
6/1/06 ($750.00) Transfer To Prosper
12/6/06 ($6,000.00) Transfer To Prosper
1/6/07 ($1,000.00) Transfer To Prosper
2/17/07 $8,576.87 Current Account Value
2/17/07 ($100.88) 1 Month or More Late

 

Net Actual Cash Flow Current Account Value Net Income Before Defaults Net Income as % Actual Cash Flow
($8,250.00) $8,576.87 $326.87 3.96%

 

Here is the “Game” definition: Prosper Lender IRR “Game”

Here is the a sample spreadsheet: Prosper IRR Spreadsheet.

The “Game”’s tracking page is at Prosper.com IRR Lender “Game” Tracking Page

If you your like to be included in the game please send your results with permission to publish and a short writeup… I can be reached by email at kevin (at) rateladder [dot] com.

Related posts:
If you liked this article, vote for it on del.icio.us and stumbleupon.


Categories:

Prosper Lender IRR "Game", Prosper.com



Tags:

,


0 comments ↓

There are no comments yet...Kick things off by filling out the form below.

Leave a Comment

aa algorithm axis azerbaijan banks benefit blog borrowers ceo Collections credit grade credit history credit information credit score curves doug fuller email friends and family good luck google income borrowers interest rate interest rates investments launch lenders lending institutions liquidity loans marketplace money mozambique peer to peer lending portfolio plan private data promissory notes quiet period registration statement risk securities and exchange securities and exchange commission spreadsheets sql student loans Zopa