Prosper.com Lender Game — leporello Initial Update — (10.04%) to 16.61%

leporello joins the game…  Here is his intro…

I am a top-100 lender (most days), and think that your analysis is super.

I might add that he is a fellow Princetonian and has invested $40,000 into Prosper.

leporello
Date Model IRR Best IRR Avg IRR
2/19/07 (10.04%) 16.61% 3.29%

Date Cash Flow Reason
10/25/06 ($10,000.00) Transfer To Prosper
10/26/06 ($10,000.00) Transfer To Prosper
11/2/06 ($10,000.00) Transfer To Prosper
11/21/06 ($2,500.00) Transfer To Prosper
11/29/06 ($2,500.00) Transfer To Prosper
11/29/06 ($1,500.00) Transfer To Prosper
12/11/06 ($1,000.00) Transfer To Prosper
12/21/06 ($2,500.00) Transfer To Prosper
2/19/07 $41,806.29 Current Account Value
2/19/07 ($3,004.92) 1 Month or More Late

 

Net Actual Cash Flow Current Account Value Net Income Before Defaults Net Income as % Actual Cash Flow
($40,000.00) $41,806.29 $1,806.29 4.52%

 

Here is the “Game” definition: Prosper Lender IRR “Game”

Here is the a sample spreadsheet: Prosper IRR Spreadsheet.

The “Game”’s tracking page is at Prosper.com IRR Lender “Game” Tracking Page

If you your like to be included in the game please send your results with permission to publish and a short writeup… I can be reached by email at kevin (at) rateladder [dot] com.

Blog Traffic Exchange Related Posts
  • blog traffic exchangeMy Prosper Internal Rate of Return Update (End of Jly 07) = 0.57% This is a RateLadder only IRR update. (An IRR lender “game” update is in the works.) I saw a big spike in loan 1 month late or more. Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/ My Prosper IRR is defined as: Monthly cash flows with one extra month using the......
  • blog traffic exchangeProsper.com Lender Game — LazyMan Initial Update — (0.93%) to 20.75% LazyMan of popular personal finance blog Lazy Man and Money (one of my favorites) and Lazy Man and Health has joined the "game".  He has been a Prosperite (aka TechnologyGuy) for over a year.  Which also makes him the first oldtimer to join the game.  You can see from his cashflow that......
  • blog traffic exchangeProsper IRR Lender “Game” Mar 07 Update It is time for the March 2007 update of the IRR Lender “Game.”  This is going to be more about accomplishments during the last month rather than pure calculations.  So without further ado: Highest IRR Model: epetroel 8.07%  Largest IRR Model Improvement: LazyMan by going from 1.06% to 5.62% he improved 4.56%.  Lowest IRR Model: Leporello......
  • blog traffic exchangeMy Prosper Internal Rate of Return Update (End of October 07) = (0.57)% This is a RateLadder only IRR update. (An IRR lender “game” update is in the works.) Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/ My Prosper IRR is defined as: Monthly cash flows with one extra month using the current account value minus any loans 1 month or more late. Current......
  • blog traffic exchangeProsper.com Lender Game — epetroel Initial Update — 12.71% to 15.87% epetroel is the creator and operator of the highly popular Eric's Credit Community.  He was a fellow presentor at the Prosper Days Thrid Party Application Showcase.  He is an asset to the entire Prosper Community.  epetroel Date Model IRR Best IRR Avg IRR 2/16/07 12.71% 15.87% 14.29% Date Cash Flow......
Blog Traffic Exchange Related Websites
  • blog traffic exchangeWorld Cup - Data and Facts Spanish V Switzerland Durban (ANTARA News / Reuters) - Spain will be against Switzerland in their first match in World Cup Group H on Wednesday. Place: Moses Mabhida Stadium, Durban Capacity: 69 000 Time: Wednesday, June 16, 1600 local time (1400 GMT) Referee: Howard Webb (England) Ranking the world: Spain 2, Switzerland......
  • Edgewood Tahoe Golf Course, Lake Tahoe, CAEdgewood Tahoe Golf Course, Lake Tahoe, CA The Edgewood Tahoe Golf Course is located in Lake Tahoe, CA Phone: 888.881.8659 Website: http://www.edgewood-tahoe.com/ Course History: This is a stunning course that first opened its doors in 1968, and has since gone on to receive numerous accolades and an ardent fan base. It was designed by George Fazio and......
  • weight loss chartWeight Tracking (Last Attempt) Total Weight Lost: 58lbs Here is my weight tracking page... It will evolve as I get more accustomed to my new lifestyle, but for starters if you want to know about the Jumpstart Medicine weight loss program that I am following read this post WeightLadder Reset — 390lbs and Starting......
  • blog traffic exchangeBe Like Slim Mexican telecomm Mogul Carlos Slim Helu added $19 billion to his fortune in 2006. His gain, placing him at No. 3 on the billionaire's list with $49 billion, was the largest one-year gain in a decade.While not all of us can increase our net worth by $19 billion in 1......
  • Travel Gadgets10 Travel Gadgets Under $50 2. Caving in the Black Hills of South Dakota. Camping in Oregon. Reading a book on an overnight train from Istanbul to Bucharest. Couldn’t have done any of that without a flashlight. Now, forget about old-school incandescent bulbs — LEDs are the way to go, and from the reviews......
Online Stores If you liked this article, vote for it on del.icio.us and stumbleupon.


Categories:

Prosper Lender IRR "Game", Prosper.com



Tags:

,


0 comments ↓

There are no comments yet...Kick things off by filling out the form below.

Leave a Comment

aa algorithm axis azerbaijan banks benefit blog borrowers ceo Collections credit grade credit history credit information credit score curves doug fuller email friends and family good luck google income borrowers interest rate interest rates investments launch lenders lending institutions liquidity loans marketplace money mozambique peer to peer lending portfolio plan private data promissory notes quiet period registration statement risk securities and exchange securities and exchange commission spreadsheets sql student loans Zopa