leporello joins the game…  Here is his intro…

I am a top-100 lender (most days), and think that your analysis is super.

I might add that he is a fellow Princetonian and has invested $40,000 into Prosper.

leporello
Date	Model IRR	Best IRR	Avg IRR
2/19/07	(10.04%)	16.61%	3.29%

Date	Cash Flow	Reason
10/25/06	($10,000.00)	Transfer To Prosper
10/26/06	($10,000.00)	Transfer To Prosper
11/2/06	($10,000.00)	Transfer To Prosper
11/21/06	($2,500.00)	Transfer To Prosper
11/29/06	($2,500.00)	Transfer To Prosper
11/29/06	($1,500.00)	Transfer To Prosper
12/11/06	($1,000.00)	Transfer To Prosper
12/21/06	($2,500.00)	Transfer To Prosper
2/19/07	$41,806.29	Current Account Value
2/19/07	($3,004.92)	1 Month or More Late

 

Net Actual Cash Flow	Current Account Value	Net Income Before Defaults	Net Income as % Actual Cash Flow
($40,000.00)	$41,806.29	$1,806.29	4.52%

 

Here is the “Game” definition: Prosper Lender IRR “Game”

Here is the a sample spreadsheet: Prosper IRR Spreadsheet.

The “Game”’s tracking page is at Prosper.com IRR Lender “Game” Tracking Page

If you your like to be included in the game please send your results with permission to publish and a short writeup… I can be reached by email at kevin (at) rateladder [dot] com.

Related Posts

• Prosper in May Set a New Monthly Loan Origination Volume High Water Mark (sql to produce statistics at the end of post)  In May, Prosper originated more loan volume than in any previous month roughly 9.6M loans the vast majority were credit grades AA-C.  This is great news for Prosper on 2 fronts: total volume and loan quality. Here is the breakdown... May......
• My Prosper Internal Rate of Return Update (End of Jly 07) = 0.57% This is a RateLadder only IRR update. (An IRR lender “game” update is in the works.) I saw a big spike in loan 1 month late or more. Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/ My Prosper IRR is defined as: Monthly cash flows with one extra month using the......
• My Prosper Internal Rate of Return Update (End of Feb 07) = 12.86% for an Increase of 0.65% This is a RateLadder only IRR update.  (An IRR lender "game" update is in the works.) Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/ My Prosper IRR is defined as: Monthly cash flows with one extra month using the current account value minus any loans 1 month or more late. Current......
• Prosper.com Lender Game — Pensioner Initial Update -- 7.08% to 25.23% Pensioner is what he wants to be, it is not what he is.  He has the largest dollar amount portfolio in Prosper with a current account value of well over 800K.  He is an auditor and accountant by trade.  He is local to the San Francisco Bay Area.  In addition, he participated......
• My Prosper Internal Rate of Return Update (End of August 07) = 2.75% This is a RateLadder only IRR update. (An IRR lender “game” update is in the works.) I was involved with my first default debt sale.  I sold 1 AA loan for 25% of prinicpal. Here is my permanent tracking page: http://rateladder.com/my-prosper-irr/ My Prosper IRR is defined as: Monthly cash flows......

Related Websites

• Schindler's Actual List In 1980, a writer named Thomas Keneally was buying a new briefcase in Beverly Hills, California. The shopkeeper, Leopold Pfefferberg, was a Polish Jew who had an interesting personal story of how a man named Oskar Schindler saved him and over a thousand other Jews from Nazi extermination in World......
• The Top 20 Ski Resorts in America [/caption] U.S. Travel Top 20 Ski Resorts in North America — Most Popular Ski Destinations — Best Overall Ski Resorts Most Popular Ski Destinations in North America Ski Resort Rating 1. Whistler Blackcomb, B.C. 90.7 2. Telluride, Colorado 88.7 3. Deer Valley, Utah 88.3 4. Aspen, Colorado 86.8 5. Jackson......
• Liberals are followers and Bush is a leader. Its better to be right than popular? President Bush's Accomplishments Abortion & Traditional Values 1. Banned Partial Birth Abortion — by far the most significant roll-back of abortion on demand since Roe v. Wade. 2. Reversed Clinton's move to strike Reagan's anti-abortion Mexico Policy. 3. By Executive Order (EO), reversed Clinton's policy of not requiring parental consent......
• A surprise calculation: Prosper.com vs. ING After reading and thinking about Prosper.com I decided to sign on as a lender and try it out with a small amount of money. My ING account makes 4.25% (as of today) and ING CDs go up to a percent higher. I initially guessed that I'd want to get at......
• Paradise Point Marina, Stockton, CA Paradise Point Marina   Paradise Point Marina is located in Stockton, CA Phone: 209.952.1000 Boat Launch: Yes, but there is a fee. Please see below for more information: Berth Rates: Dry Storage 9' x 10' x 30' Deposit Boat storage only / no electricity Supply your own lock $185......

Online Stores

• Cash Registers Banks, Registers Vending Collectibles

If you liked this article, vote for it on del.icio.us and stumbleupon.


Categories:

Prosper Lender IRR "Game", Prosper.com

Tags:

azerbaijan, mozambique