I am RateLadder.  I run this website.  I am compelling because you are reading this.  This blog documents my journey and is a more extensive writeup of what I am doing and why than any I could provide in a single paragraph.  I encourage you to look around.  I encourage you to interact and comment. 

RateLadder_com
Date	Model IRR	Best IRR	Avg IRR
1/31/07	12.21%	12.21%	12.21%
2/17/07	12.61%	12.61%	12.61%

Date	Cash Flow	Reason
7/7/06	($200.00)	Transfer To Prosper
9/19/06	($200.00)	Transfer To Prosper
10/10/06	($200.00)	Transfer To Prosper
10/12/06	($400.00)	Transfer To Prosper
10/13/06	($36.31)	Transfer To Prosper
10/17/06	($200.00)	Transfer To Prosper
10/23/06	($246.58)	Transfer To Prosper
10/30/06	($148.28)	Transfer To Prosper
11/6/06	($45.00)	Transfer To Prosper
11/7/06	($600.00)	Transfer To Prosper
11/8/06	($49.94)	Transfer To Prosper
11/17/06	($435.49)	Transfer To Prosper
11/30/06	($300.00)	Transfer To Prosper
12/27/06	($300.00)	Transfer To Prosper
1/25/07	($150.00)	Transfer To Prosper
2/1/07	($225.00)	Transfer To Prosper
2/17/07	$3,864.14	Current Account Value
2/17/07	$0.00	1 Month or More Late

 

Net Actual Cash Flow	Current Account Value	Net Income Before Defaults	Net Income as % Actual Cash Flow
($3,736.60)	$3,864.14	$127.54	3.41%

 

Here is the “Game” definition: Prosper Lender IRR “Game”

Here is the a sample spreadsheet: Prosper IRR Spreadsheet.

The “Game”’s tracking page is at Prosper.com IRR Lender “Game” Tracking Page

If you your like to be included in the game please send your results with permission to publish and a short writeup… I can be reached by email at kevin (at) rateladder [dot] com.

I would like to start other games.  Ideas?

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Categories:

Prosper Lender IRR "Game", Prosper.com, Statistics

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