Pensioner is what he wants to be, it is not what he is. He has the largest dollar amount portfolio in Prosper with a current account value of well over 800K. He is an auditor and accountant by trade. He is local to the San Francisco Bay Area. In addition, he participated in Prosper Days 2007 on the large lender panel.
| pensioner | |||
|---|---|---|---|
| Date | Model IRR | Best IRR | Avg IRR |
| 2/16/07 | 7.08% | 25.23% | 16.16% |
| Date | Cash Flow | Reason |
|---|---|---|
| 7/13/06 | ($10,000.00) | Transfer To Prosper |
| 7/19/06 | ($20,000.00) | Transfer To Prosper |
| 7/25/06 | ($40,000.00) | Transfer To Prosper |
| 7/27/06 | ($25,000.00) | Transfer To Prosper |
| 7/31/06 | ($55,000.00) | Transfer To Prosper |
| 8/6/06 | ($75,000.00) | Transfer To Prosper |
| 8/8/06 | ($100,000.00) | Transfer To Prosper |
| 8/15/06 | ($75,000.00) | Transfer To Prosper |
| 9/21/06 | ($50,000.00) | Transfer To Prosper |
| 10/1/06 | ($8,000.00) | Transfer To Prosper |
| 10/1/06 | ($92,000.00) | Transfer To Prosper |
| 10/9/06 | ($30,000.00) | Transfer To Prosper |
| 10/17/06 | ($100,000.00) | Transfer To Prosper |
| 10/29/06 | ($50,000.00) | Transfer To Prosper |
| 11/4/06 | ($20,000.00) | Transfer To Prosper |
| 1/1/07 | $10,000.01 | Transfer From Prosper |
| 2/16/07 | $819,872.52 | Current Account Value |
| 2/16/07 | ($56,477.81) | 1 Month or More Late |
| Net Actual Cash Flow | Current Account Value | Net Income Before Defaults | Net Income as % Actual Cash Flow |
|---|---|---|---|
| ($739,999.99) | $819,872.52 | $79,872.53 | 10.79% |
Here is the “Game” definition: Prosper Lender IRR “Game”
Here is the a sample spreadsheet: Prosper IRR Spreadsheet.
The “Game”’s tracking page is at Prosper.com IRR Lender “Game” Tracking Page
If you your like to be included in the game please send your results with permission to publish and a short writeup… I can be reached by email at kevin (at) rateladder [dot] com.
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