Prosper delinquencies have been improving.  I have some graphs to prove it.

This chart shows the total amount of money funded in loans since Prosper’s inception. The blue line shows total loans funded, while the red line shows total delinquent loans. You can eyeball at a glance how the overall Prosper portfolio is doing. (delinquent loans are all loans that are late or defaulted)

Total Loans Funded

This chart shows the average amount of loans funded per day. The blue line shows average amount funded per day, while the red line shows average amount delinquent. A upward sloping line means loans funding is accelerating while a downward sloping lines means loans are being funded slower. Using this chart an lender can check at a glance whether delinquent rates are rising or dropping overtime. (an upward slopping blue line and downward sloping red line is good.) (delinquent loans are all loans that are late or defaulted)

Average Loan Amount Funded Per Day

 

Both of these graphs came from a new Prosper statistics site: http://www.lendingstats.com

I think the site has the cleanest look of any Prosper Stats Site and the Previous graphs are the most useful.

Here is my profile at the site: http://www.lendingstats.com/memberProfile?lenderId=2568

I highly recommend this site and look forward to it’s evolution. 

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Categories:

Prosper.com, Statistics