I was reading a thread on the forum and they were speculating that the recent lack of quality loans (December time frame) was due to a reduction in listings: http://forums.prosper.com/index.php?showtopic=18829

I decided to plot the number of open listings by day over the period February 1, 2006 until February 10, 2007.  Indeed, there is a drop in listing numbers around December. 

I was able to create this graph by adding an table to my Prosper Data Dump with a row for every day.  Then I created a database view that correlated day to a count of open listings.  The Crystal Report was then trivial.

Here it is:

 

I had already tried to prove/disprove the lack of quality loans theory.  My basic results were that there are plenty of quality loans.  Here is the link to those graphs: http://rateladder.com/2007/01/11/are-good-loans-harder-to-find-part-2/

What do you think?

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