Comments on: My Prosper Internal Rate of Return Update (End of Jan 07) — 1.67% http://www.rateladder.com/2007/01/31/my-prosper-internal-rate-of-return-update-end-of-jan-07/ P2P Lending News, Information, Borrowing and Lending Strategy Fri, 16 Oct 2009 04:59:46 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Kevin http://www.rateladder.com/2007/01/31/my-prosper-internal-rate-of-return-update-end-of-jan-07/comment-page-1/#comment-208 Kevin Sat, 03 Feb 2007 05:14:25 +0000 http://rateladder.com/2007/01/31/my-prosper-internal-rate-of-return-update-end-of-jan-07/#comment-208 Any late will be treated as a default until it is sold as default or becomes current. Any late will be treated as a default until it is sold as default or becomes current.

]]> By: Argonaut http://www.rateladder.com/2007/01/31/my-prosper-internal-rate-of-return-update-end-of-jan-07/comment-page-1/#comment-200 Argonaut Fri, 02 Feb 2007 21:29:50 +0000 http://rateladder.com/2007/01/31/my-prosper-internal-rate-of-return-update-end-of-jan-07/#comment-200 Are you defining "default" the same way Prosper defines "Default", or are you throwing lates in as well? - Argonaut Are you defining “default” the same way Prosper defines “Default”, or are you throwing lates in as well?

- Argonaut

]]> By: Kevin http://www.rateladder.com/2007/01/31/my-prosper-internal-rate-of-return-update-end-of-jan-07/comment-page-1/#comment-175 Kevin Fri, 02 Feb 2007 05:24:31 +0000 http://rateladder.com/2007/01/31/my-prosper-internal-rate-of-return-update-end-of-jan-07/#comment-175 I have updated the Jan IRR... http://rateladder.com/2007/02/01/my-prosper-internal-rate-of-return-update-end-of-jan-07-%e2%80%94-1814/ I have updated the Jan IRR…
http://rateladder.com/2007/02/01/my-prosper-internal-rate-of-return-update-end-of-jan-07-%e2%80%94-1814/

]]> By: Kevin http://www.rateladder.com/2007/01/31/my-prosper-internal-rate-of-return-update-end-of-jan-07/comment-page-1/#comment-170 Kevin Fri, 02 Feb 2007 00:56:19 +0000 http://rateladder.com/2007/01/31/my-prosper-internal-rate-of-return-update-end-of-jan-07/#comment-170 Yes the interest rates are pretty astounding. I just keep telling myself to expect defaults and then I hope that they wont happen. :) I am expecting for a predictable stable IRR of over 10% and hoping for over 12%. If IRR is calculating annually and I am assuming monthly then I should be able to multiply by 12 and get a reasonable number (1.67*12= 20.04%).  Is that right? Yes the interest rates are pretty astounding. I just keep telling myself to expect defaults and then I hope that they wont happen. :) I am expecting for a predictable stable IRR of over 10% and hoping for over 12%.

If IRR is calculating annually and I am assuming monthly then I should be able to multiply by 12 and get a reasonable number (1.67*12= 20.04%).  Is that right?

]]> By: TB http://www.rateladder.com/2007/01/31/my-prosper-internal-rate-of-return-update-end-of-jan-07/comment-page-1/#comment-169 TB Fri, 02 Feb 2007 00:51:36 +0000 http://rateladder.com/2007/01/31/my-prosper-internal-rate-of-return-update-end-of-jan-07/#comment-169 Sorry, you beat me to it. I will send you my calculations. Sorry, you beat me to it. I will send you my calculations.

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