I have decided to take RateLadder.com to the next level. Instead of having just static content, I will be launching a series of live crystal reports that run off the nightly prosper data.

The first report is the actual Prosper Loan Rate Analyzer that I use when evaluating and reviewing a loan in my own portfolio. For input it takes the credit grade, debt to income ratio, and loan amount. It looks at all loans in the last 100 days with the same credit grade, DTI +/-5%, and loan amount +/- $5,000 dollars. It returns a graph of the average interest rate by loan amount and calculates the number of loans, average amount borrowed, weighted average interest rate by amount borrowed, and the standard deviation of the interest rate. Give it a try by clicking the link earlier in the post or on the page link to your right. FYI: Prosper loans are from $1,000 to $25,000 dollars.

If you have an idea for a crystal report I would love to hear it. kevin [at] rateladder [dot] com.

Related posts:

• Analyze a Loan Using Crystal Report and Data Export Since starting this blog I have reviewed several loans.  Since then I have developed a basic crystal report to analyze a loan (DTI, Amount, Credit, and Lender Rate)...
• Listings, Unique Bidders, Loans, Average Interest Rate, and Total Amount Lent Some of these are leading indicators and some are trailing. Do you see a pattern? Month # Listings # Unique Bidders # Loans Average Interest Rate...
• New Loan Funded — Secure Borrower needs funds to complete rental houses — $25,000 at 12.00% — AA Credit — DTI 25% A new loan funded (Secure Borrower needs funds to complete rental houses — $25,000 at 12.00%).  I participated via my standing order: Mid DTI —...
• New Loan — debt consolodation [sic] — $25,000 at 15.00% — B Credit — DTI 15% A new loan funded this afternoon (debt consolodation [sic] (Loan #6434) — $25,000 at 15.00%).  I participated via my standing order: Low DTI and Mid DTI...
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Prosper.com, Statistics, Tools

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