These graphs show a 2 week period per graph and use the weighted by amount borrowed average interest rate. AA and A show a slight down trend, but the other grades just look like noise. That makes me think the AA and A down trend is just noise as well. In conclusion, good loans are still available.
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HR
NC
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1 comment so far ↓
I’m surprised of the lender/borrower imbalance you’re not really seeing. Most real lenders (in the conventional and private money categories) are seeing a HUGE ressurgence of borrower requests but most are ill equipped to fund. Quantity of requests is through the roof, borrowers quality is down and supply of capital is WAY down. Not good times!
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