There is a lot about Prosper.com that I like, but the one thing that drives me insane is the length of time it takes to move money around the site.  Money transferred in takes at least 4 business days in order to be user.  Money transferred from borrowers to lenders takes 4 business days.  Maybe I am spoiled by the instant gratification of the Internet Poker or casino sites, but this seems like it is taking too long.

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