A new loan funded this afternoon (#5989 — PAYING OFF CREDIT CARDS AND HOME IMPROVEMENT — $22,000 14.55%).  I participated via my standing order: High DTI — NAF.  Which is this loan was funded as high debt to income ratio and was a non auto-funding loan. 

Here is the credit of the borrower and the listing:

For the readers that believe in reading the actual description without modification:

******Description*******

HELLO IT’S ME RAMIZA AGAIN….I KNOW THIS IS MY THIRD LISTING. THE FIRST TWO WERENT THE RIGHT AMOUNTS. BUT THIS IS MY LAST LISTING AND ITS THE RIGHT AMOUNT. SORRY IM NEW TO PROSPER. MY HUSBAND HAD SAID THAT HE WOULD PAY OFF MY CREDIT CARDS FOR ME SO I REQUESTED A SMALLER AMOUNT BUT NOW HE CHANGED HIS MIND AND SAID ITS EASIER IF WE WERE TO TAKE OUT ONE EASY AMOUNT TO PAY OFF EVERYTHING AND THEN MAKE ONE BIG PAYMENT TO PROSPER EACH MONTH.MY MONTHLY INCOME NOW IS $3,200 WHICH CAN BE VERFIEDMY TOTAL DEBT IS: $15,084
CAPITAL ONE                 $6,400 MONTHLY PAYMENT: $170.00
CHASE UNITED               $6,000 “                                 $189.00
CHASE                            $2,300 “                                 $68.00
CENNTINAL                      $170 “                                   $30.00
CAPTIAL ONE                   $214 “                                   $20.00 MY TOTAL MONEY LEFT OVER FROM THE LOAN IS: $6,916$6,916 WOULD BE USED FOR HOME IMPROVEMENT BATHROOM: TOTAL COST $2200 WHICH INCLUDES EVERYTHING FLOOR, PAINT, NEW BATHTUB, TOILET, AND SINK.KITCHEN: TOTAL COST $4000 WHICH INLCUDES EVERYTHING FROM PAINT, FLOOR,NEW APPLIANCES, AND NEW CABINETS.MY BILLS:
HALF THE RENT: $400
CREDIT CARD: $500
CELL PHONE: $125
CAR: $245
PERSONAL: $300
INSURANCE: $145
ABOUT $1500LEFT OVER PROSPER LOAN SO LOAN WILL BE PAID OFF BY LESS THAN 3 YEARS  

******Description*******       

I think this is another fine example of a quality standing order borrower and interest rate.  What do you think?

I think this is another fine example of a quality standing order borrower and interest rate.  What do you think?

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