New Loan Funded #5989 — $2850 in 45 loans

A new loan funded this afternoon (#5989 — PAYING OFF CREDIT CARDS AND HOME IMPROVEMENT — $22,000 14.55%).  I participated via my standing order: High DTI — NAF.  Which is this loan was funded as high debt to income ratio and was a non auto-funding loan. 

Here is the credit of the borrower and the listing:

New Loan Listing

For the readers that believe in reading the actual description without modification:

******Description*******

HELLO IT’S ME RAMIZA AGAIN….I KNOW THIS IS MY THIRD LISTING. THE FIRST TWO WERENT THE RIGHT AMOUNTS. BUT THIS IS MY LAST LISTING AND ITS THE RIGHT AMOUNT. SORRY IM NEW TO PROSPER. MY HUSBAND HAD SAID THAT HE WOULD PAY OFF MY CREDIT CARDS FOR ME SO I REQUESTED A SMALLER AMOUNT BUT NOW HE CHANGED HIS MIND AND SAID ITS EASIER IF WE WERE TO TAKE OUT ONE EASY AMOUNT TO PAY OFF EVERYTHING AND THEN MAKE ONE BIG PAYMENT TO PROSPER EACH MONTH.MY MONTHLY INCOME NOW IS $3,200 WHICH CAN BE VERFIEDMY TOTAL DEBT IS: $15,084
CAPITAL ONE                 $6,400 MONTHLY PAYMENT: $170.00
CHASE UNITED               $6,000 “                                 $189.00
CHASE                            $2,300 “                                 $68.00
CENNTINAL                      $170 “                                   $30.00
CAPTIAL ONE                   $214 “                                   $20.00
MY TOTAL MONEY LEFT OVER FROM THE LOAN IS: $6,916$6,916 WOULD BE USED FOR HOME IMPROVEMENT BATHROOM: TOTAL COST $2200 WHICH INCLUDES EVERYTHING FLOOR, PAINT, NEW BATHTUB, TOILET, AND SINK.KITCHEN: TOTAL COST $4000 WHICH INLCUDES EVERYTHING FROM PAINT, FLOOR,NEW APPLIANCES, AND NEW CABINETS.MY BILLS:
HALF THE RENT: $400
CREDIT CARD: $500
CELL PHONE: $125
CAR: $245
PERSONAL: $300
INSURANCE: $145
ABOUT $1500
LEFT OVER PROSPER LOAN SO LOAN WILL BE PAID OFF BY LESS THAN 3 YEARS  

******Description*******       

I think this is another fine example of a quality standing order borrower and interest rate.  What do you think?

I think this is another fine example of a quality standing order borrower and interest rate.  What do you think?

Blog Traffic Exchange Related Posts Blog Traffic Exchange Related Websites
  • blog traffic exchangeBuilding and Rebuilding Good Credit When I was in college, I was often solicited around campus to sign up for credit cards to get free t-shirts and other goodies. I always avoided the temptation and never signed up for any credit cards. In my mind, credit cards were a bad thing to be avoided at......
  • lending-club-shaking-hands-over-a-loan-or-promissory-noteMy Plan to Beat the Lending Club, Peer-to-Peer Investing Average Growing up, most kids I knew wanted to be an astronaut or play in the NFL. Always being one to go against the flow, as well as being a killer Monopoly player, I always wanted to be a banker. I'm aware it's an odd admission, but for some reason, the......
  • timemoneySave Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......
  • blog traffic exchangeBlogging For Money {Sponsored Post} I've been talking about people who blog for money. Well I've been making some money off advertising at the bottom of my blog. Well I've been paid to post this article on Responsibility In Pay Day Loans. What do you guys think of people who monetize their blogs in this......
  • blog traffic exchangeYour Home Pays You Back with Reverse Mortgages The follow is a guest post by Tanesha Morgan a writer for Personal Finance Analyst. Personal Finance Analyst is an online community of bloggers dedicated to taking the mystery out of money and helping you to live a happier, more successful life with the money you have. Lately, I have......
Online Stores If you liked this article, vote for it on del.icio.us and stumbleupon.


Categories:

Loan Review, Prosper.com



Tags:

,


0 comments ↓

There are no comments yet...Kick things off by filling out the form below.

Leave a Comment

aa algorithm axis azerbaijan banks benefit blog borrowers ceo Collections credit grade credit history credit information credit score curves doug fuller email friends and family good luck google income borrowers interest rate interest rates investments launch lenders lending institutions liquidity loans marketplace money mozambique peer to peer lending portfolio plan private data promissory notes quiet period registration statement risk securities and exchange securities and exchange commission spreadsheets sql student loans Zopa